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71107 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 71107 zip code it's important to know that our rates are very competitive for homeowners living in Shreveport, LA. Many homeowners based out of your 71107 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 71107 should appear in the zip code field ready to go. For Shreveport, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.

71107: Average Home Insurance Rates

For homeowners living in the great city of Shreveport, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1494 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 71107 Home Insurance Quotes!

71107 Home Insurance Average Premiums

Local 71107 homeowners insurance quotes comparison

$1244 /yr.

Shows Zip Code: 71107 lowest rates with discounts applied on average.

For the 71107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1244 /yr.
Average Coverage:$1494 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1794 /yr.

What is the average home insurance cost for a home in 71107?

  • • The average homeowners insurance premium paid annually for a home in 71107 is around $1494 per year.

What does it cost on average per month for home insurance in 71107?

  • • Homeowners in 71107 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71107?

  • • Autoowners in 71107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71107.
Review average rates in another zip code:
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71107 homeowners insurance rates

Home Replacement Cost Coverage in 71107

Average Building Cost Per Square Foot in 71107: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71107: 1,107 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71107 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,107 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,107$135,000
Additional Upgrades & Added Features$1531,107$168,750
Major Home Updates or Advancements$1831,107$202,500

It's important to understand that when you estimate your replacement cost of your home in the 71107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71107

State Farm Insurance Companies - OFC

Address: 3316 North Market Street Suite 3 Shreveport, LA 71107
Phone: (318)222-7755
Website: www.statefarm.com

State Farm Insurance

Address: 3316 North Market Street Suite 3 Shreveport, LA 71107
Phone: (318)222-7755
Website: www.statefarm.com

McNeill H P Insurance

Address: 1434 Hawn Avenue Shreveport, LA 71107
Phone: (318)424-3530
Website:

Best Home & Auto Insurance Agencies in 71107

Coleman- Earlene M - State Farm Insurance Agent

Address: 3316 N Market St, #3 Shreveport, LA 71107
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Stone & White Insurance

Address: 4601 N Market St, #3 Shreveport, LA 71107
Phone:
Website: http://www.stonewhiteins.comcastbiz.net/
Info:

Allstate Insurance Company - Kraig Wood

Address: 3421 N Market St Shreveport, LA 71107
Phone:
Website: http://www.allstateagencies.com/017947?cid=OTC-YP.com-IYP&att=TL
Info:

Insurance Salvage and Storage Pool

Address: 1324 Airport Dr Shreveport, LA 71107
Phone:
Website:
Info:

Housing Demographics for 71107

Population Review for 71107 Zip Code

For the city of Shreveport, the population within 71107 has increased to over 33,232 residents in population size. The current population total is 31,311. We have broken down the population based on race below. In 71107, there are over 15322 in male population and 15989 females.

PopulationValues
Total Population31,311
White Population13896
Black Population15355
Hispanic Population954
Asian Population127
Hawaiian Population15
Indian Population128
Other Population429
Male Population15322
Female Population15989
Population Estimate33232

Household Data for 71107

The average number of homes in 71107 is around 11,993, there are an average of 2.50 per household. The average house value according to local real estate values is around $135,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,993
Persons Per Household2.50
Average House Value$135,000
Income Per Household$41948
Median Age38.2
Median Age Male37.3
Median Age Female39.3
71107 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityShreveport
City Alias NameSHREVEPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses629
Number Of Employees7342
Business First Quarter Payroll83542
Business Annual Payroll367775
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential13293
Delivery Business1035
Delivery Total15968
Preferred Last Line KeyY24454
Classification Code
Multi-CountyY
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24454
Land Area137.174000
Water Area9.540000
City Alias Code
City Mixed CaseShreveport
City Alias Mixed CaseShreveport
Box Count0
SFDU9071
MFDU975
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217956
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]