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Home Insurance Quotes in 71115

Are you shopping for a cheaper homeowners insurance rate in 71115? Our rates are very competitive for homeowners living in Shreveport, LA. Many homeowners located in the 71115 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 71115. To get free 71115 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 71115 zip code should appear in the zip code field ready to go. Shopping Shreveport, LA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 71115 to review the best rate coverages.

Your 71115 Home Insurance Costs Is Rated: Very High!

For the great city of Shreveport, the average home insurance premium paid annually is around $1503 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Louisiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Shreveport and need insurance on your home in the 71115 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 71115 Homeowners Insurance Rates Now!

71115 Home Insurance Average Premiums

Local 71115 homeowners insurance quotes comparison

$1253 /yr.

Shows Zip Code: 71115 lowest rates with discounts applied on average.

For the 71115, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1253 /yr.
Average Coverage:$1503 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1803 /yr.

What is the average home insurance cost for a home in 71115?

  • • The average homeowners insurance premium paid annually for a home in 71115 is around $1503 per year.

What does it cost on average per month for home insurance in 71115?

  • • Homeowners in 71115 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71115?

  • • Autoowners in 71115 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71115.
Review average rates in another zip code:
71129 homeowners insurance rates
71104 homeowners insurance rates
71103 homeowners insurance rates
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71101 homeowners insurance rates
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Home Replacement Cost Coverage in 71115

Average Building Cost Per Square Foot in 71115: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71115: 1,670 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71115 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71115 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71115 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,670 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,670$203,800
Additional Upgrades & Added Features$1531,670$254,750
Major Home Updates or Advancements$1831,670$305,700

It's important to understand that when you estimate your replacement cost of your home in the 71115 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71115

Best Home & Auto Insurance Agencies in 71115

Irwin- Benee

Address: 411 Sophia Ln Shreveport, LA 71115
Phone:
Website: http://www.beneeirwin.com
Info:

Housing Demographics for 71115

Population Review for 71115 Zip Code

For the city of Shreveport, the population within 71115 has increased to over 16,622 residents in population size. The current population total is 15,436. We have broken down the population based on race below. In 71115, there are over 6975 in male population and 8461 females.

PopulationValues
Total Population15,436
White Population10316
Black Population3133
Hispanic Population595
Asian Population917
Hawaiian Population25
Indian Population74
Other Population208
Male Population6975
Female Population8461
Population Estimate16622

Household Data for 71115

The average number of homes in 71115 is around 6,963, there are an average of 2.18 per household. The average house value according to local real estate values is around $203,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,963
Persons Per Household2.18
Average House Value$203,800
Income Per Household$58540
Median Age40.8
Median Age Male38.2
Median Age Female43.3
71115 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityShreveport
City Alias NameSHREVEPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses281
Number Of Employees5254
Business First Quarter Payroll77558
Business Annual Payroll349094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential7625
Delivery Business208
Delivery Total7798
Preferred Last Line KeyY24454
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24454
Land Area116.281000
Water Area6.928000
City Alias Code
City Mixed CaseShreveport
City Alias Mixed CaseShreveport
Box Count0
SFDU4345
MFDU2290
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217956
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]