Get multiple home insurance quotes in 70131. Our licensed 70131, LA agents are ready to serve you.

70131 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 70131? Our rates are very competitive for homeowners living in New Orleans, LA. Many homeowners based out of your 70131 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70131 should appear in the zip code field ready to go. For New Orleans, LA Home Insurance Rate Quotes click to review the best rates and service online!

70131 Average Premium is Rated: Very High!

Homeowners living in 70131 can easily save up to 40% off the average home insurance premium of $1573 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in New Orleans that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 70131 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 70131!

70131 Home Insurance Average Premiums

Local 70131 homeowners insurance quotes comparison

$1323 /yr.

Shows Zip Code: 70131 lowest rates with discounts applied on average.

For the 70131, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1323 /yr.
Average Coverage:$1573 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1873 /yr.

What is the average home insurance cost for a home in 70131?

  • • The average homeowners insurance premium paid annually for a home in 70131 is around $1573 per year.

What does it cost on average per month for home insurance in 70131?

  • • Homeowners in 70131 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 70131?

  • • Autoowners in 70131 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Orleans area, check out other zip codes nearby 70131.
Review average rates in another zip code:
70128 homeowners insurance rates
70126 homeowners insurance rates
70124 homeowners insurance rates
70113 homeowners insurance rates
70115 homeowners insurance rates
70131 homeowners insurance rates
70112 homeowners insurance rates
70122 homeowners insurance rates
70121 homeowners insurance rates
70118 homeowners insurance rates

Home Replacement Cost Coverage in 70131

Average Building Cost Per Square Foot in 70131: $122

Location: New Orleans, Louisiana (Orleans County)

Average Square Footage in 70131: 1,613 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70131 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70131 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70131 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,613 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,613$196,800
Additional Upgrades & Added Features$1531,613$246,000
Major Home Updates or Advancements$1831,613$295,200

It's important to understand that when you estimate your replacement cost of your home in the 70131 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70131

State Farm Insurance

Address: 4650 General Degaulle Drive New Orleans, LA 70131
Phone: (504)392-9300
Website: www.statefarm.com

State Farm Insurance Companies - Agents Offices

Address: 4650 General Degaulle Drive New Orleans, LA 70131
Phone: (504)392-9300
Website: www.statefarm.com

Bradshaw Tom

Address: 749 Aurora Oaks Drive New Orleans, LA 70131
Phone: (504)831-1616
Website:

Best Home & Auto Insurance Agencies in 70131

Bradshaw Tom

Address: 749 Aurora Oaks Dr New Orleans, LA 70131
Phone:
Website:
Info:

Goodreaux- Sidney J

Address: 4801 General Meyer Ave New Orleans, LA 70131
Phone:
Website:
Info:

Bordlee- Randolph Joseph

Address: 4650 General Degaulle Dr New Orleans, LA 70131
Phone:
Website:
Info:

Housing Demographics for 70131

Population Review for 70131 Zip Code

For the city of New Orleans, the population within 70131 has increased to over 28,160 residents in population size. The current population total is 27,473. We have broken down the population based on race below. In 70131, there are over 12870 in male population and 14603 females.

PopulationValues
Total Population27,473
White Population6541
Black Population17338
Hispanic Population1989
Asian Population1086
Hawaiian Population10
Indian Population66
Other Population908
Male Population12870
Female Population14603
Population Estimate28160

Household Data for 70131

The average number of homes in 70131 is around 10,760, there are an average of 2.50 per household. The average house value according to local real estate values is around $196,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,760
Persons Per Household2.50
Average House Value$196,800
Income Per Household$56464
Median Age37.8
Median Age Male36.8
Median Age Female38.7
70131 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityNew Orleans
City Alias NameNEW ORLEANS
CountyOrleans
County FIPS071
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses211
Number Of Employees2412
Business First Quarter Payroll19559
Business Annual Payroll81604
Business Employment Flag
Growth Rank9
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number16911
Growth Increase Percentage4.9
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District02
Congressional LandArea1268.48
Delivery Residential11264
Delivery Business223
Delivery Total11775
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area11.711000
Water Area3.052000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU7793
MFDU2734
State ANSI22
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19350
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseOrleans

Louisiana Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]