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Find the lowest Homeowners Insurance Rates in 70121
There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.
If you are shopping for coverage in 70121, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in New Orleans, LA from a list of top tier nationwide insurers.
Our Louisiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.
It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 70121 will appear in the zip code field and you are ready to go.
It’s Time to Compare Rate Quotes for 70121
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.
70121 Ratings: very high!
Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.
In addition to gathering the best quotes from 12 major insurance companies in New Orleans we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 70121, homeowners are seeing rates around 1520 on average per year.
Let us help you compare home insurance rates right now. Get started shopping for new policy in 70121!
70121 Home Insurance Average Premiums
$1270 /yr.
Shows Zip Code: 70121 lowest rates with discounts applied on average.
For the 70121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1270 /yr. |
| Average Coverage: | $1520 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1820 /yr. |
What is the average home insurance cost for a home in 70121?
- • The average homeowners insurance premium paid annually for a home in 70121 is around $1520 per year.
What does it cost on average per month for home insurance in 70121?
- • Homeowners in 70121 pay a monthly average cost per month around $127.00.
What kind of discount could I get if I combine my home and auto insurance together in 70121?
- • Autoowners in 70121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within New Orleans, check out other zip codes nearby 70121.
To review average rates in another zip code, click on a zip code below:
70125 | 70127 | 70129 | 70115 | 70112 | 70119 | 70113 | 70118 | 70116 | 70128 |
Home Replacement Cost Coverage in 70121
Average Building Cost Per Square Foot in 70121: $122
Location: New Orleans, Louisiana (Jefferson County)Average Square Footage in 70121: 1,689 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70121 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,689 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 1,689 | $206,000 |
| Additional Upgrades & Added Features | $153 | 1,689 | $257,500 |
| Major Home Updates or Advancements | $183 | 1,689 | $309,000 |
It's important to understand that when you estimate your replacement cost of your home in the 70121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70121
Best Home & Auto Insurance Agencies in 70121
Parish Insurance Corporation
Address: 2017 Jefferson Hwy New Orleans, LA 70121Phone:
Website:
Info:
Pappalardo Agency Inc
Address: 202 Causeway Blvd New Orleans, LA 70121Phone:
Website: http://www.pcompanies.com
Info:
Leblanc, Marvin D - State Farm Insurance Agent
Address: 615 Central Ave New Orleans, LA 70121Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=181009
Info:
Emery & James
Address: 206 Tyler St Jefferson, LA 70121Phone:
Website: http://www.emeryjames.com
Info:
ACE Cash Express
Address: 4103 Jefferson Highway New Orleans, LA 70121Phone:
Website: http://www.acecashexpress.com/
Info:
Housing Demographics for 70121
Population Review for 70121 Zip Code
For the city of New Orleans, the population within 70121 has increased to over 11,883 residents in population size. The current population total is 11,523. We have broken down the population based on race below. In 70121, there are over 5598 in male population and 5925 females.
| Population | Values |
|---|---|
| Total Population | 11,523 |
| White Population | 7286 |
| Black Population | 2377 |
| Hispanic Population | 1551 |
| Asian Population | 162 |
| Hawaiian Population | 7 |
| Indian Population | 61 |
| Other Population | 567 |
| Male Population | 5598 |
| Female Population | 5925 |
| Population Estimate | 11883 |
Household Data for 70121
The average number of homes in 70121 is around 5,694, there are an average of 1.96 per household. The average house value according to local real estate values is around $206,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 5,694 |
| Persons Per Household | 1.96 |
| Average House Value | $206,000 |
| Income Per Household | $52298 |
| Median Age | 46.1 |
| Median Age Male | 45.0 |
| Median Age Female | 47.4 |
| 70121 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 504/985 |
| City | New Orleans |
| City Alias Name | NEW ORLEANS |
| County | Jefferson |
| County FIPS | 051 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5560 |
| PMSA | |
| CSA | 406 |
| CBSA | 35380 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | New Orleans-Metairie, LA |
| MSA_Name | New Orleans, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 436 |
| Number Of Employees | 16026 |
| Business First Quarter Payroll | 285625 |
| Business Annual Payroll | 1228339 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1167764 |
| CBSA Division Population | 0 |
| Congressional District | 01|02 |
| Congressional LandArea | 4030.23|1268.48 |
| Delivery Residential | 6063 |
| Delivery Business | 611 |
| Delivery Total | 9066 |
| Preferred Last Line Key | Y24219 |
| Classification Code | |
| Multi-County | |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y24219 |
| Land Area | 3.277000 |
| Water Area | 0.566000 |
| City Alias Code | |
| City Mixed Case | New Orleans |
| City Alias Mixed Case | New Orleans |
| Box Count | 0 |
| SFDU | 4749 |
| MFDU | 902 |
| State ANSI | 22 |
| County ANSI | 051 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 216565 |
| Unique ZIP Name | |
| SSA State County Code | 19250 |
| Medicare CBSA Code | 35380 |
| Medicare CBSA Name | New Orleans-Metairie, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Jefferson |
Louisiana Homeowners Insurance News & Information
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Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025
According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]