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Quickly Revew Homeowners Insurance in 70123

If you own a home in New Orleans, LA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 70123 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Louisiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 70123 and start comparing rates now.

70123 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 70123 is $1487 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 70123 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Orleans, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

70123 Home Insurance Average Premiums

Local 70123 homeowners insurance quotes comparison

$1237 /yr.

Shows Zip Code: 70123 lowest rates with discounts applied on average.

For the 70123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1237 /yr.
Average Coverage:$1487 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1787 /yr.

What is the average home insurance cost for a home in 70123?

  • • The average homeowners insurance premium paid annually for a home in 70123 is around $1487 per year.

What does it cost on average per month for home insurance in 70123?

  • • Homeowners in 70123 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 70123?

  • • Autoowners in 70123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within New Orleans, check out other zip codes nearby 70123.
To review average rates in another zip code, click on a zip code below:
70131  |  70126  |  70117  |  70118  |  70123  |  70114  |  70121  |  70119  |  70130  |  70127  | 

Home Replacement Cost Coverage in 70123

Average Building Cost Per Square Foot in 70123: $122

Location: New Orleans, Louisiana (Jefferson County)

Average Square Footage in 70123: 2,203 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70123 before you start any project. New Orleans homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,203 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Orleans area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,203$268,800
Additional Upgrades & Added Features$1532,203$336,000
Major Home Updates or Advancements$1832,203$403,200

It's important to understand that when you estimate your replacement cost of your home in the 70123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70123

Lodrigues Stacy Insurance

Address: 1501 Edwards Avenue Suite 10 New Orleans, LA 70123
Phone: (504)733-8272
Website: www.allstate.com

Greater New Orleans Home Service Inc

Address: 1999 Hickory Avenue Suite 201 New Orleans, LA 70123
Phone: (504)737-1995
Website:

Martin Gaynell J Insurance

Address: 1933 Hickory Avenue New Orleans, LA 70123
Phone: (504)737-8182
Website: www.gaynellmartin.com

Lodrigues & Associates LLC

Address: 500 Hickory Avenue Suite A New Orleans, LA 70123
Phone: (504)737-1252
Website: www.lodrigues.com

Best Home & Auto Insurance Agencies in 70123

Bilstad- R Elaine

Address: 5608 Citrus Blvd Elmwood, LA 70123
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lodrigues & Associates

Address: 500 Hickory Avenue New Orleans, LA 70123
Phone:
Website:
Info:

Kelleher Harry B Jr Insurance

Address: 5720 Salmen St New Orleans, LA 70123
Phone:
Website: http://www.hkelleher.com
Info:

Deroche- Eric M

Address: 9225 Jefferson Hwy River Ridge, LA 70123
Phone:
Website:
Info:

Jarrod Landry -State Farm Insurance

Address: 9605 Jefferson Highway River Ridge, LA 70123
Phone:
Website: http://www.jarrodlandry.com/
Info:

Housing Demographics for 70123

Population Review for 70123 Zip Code

For the city of New Orleans, the population within 70123 has increased to over 29,095 residents in population size. The current population total is 27,346. We have broken down the population based on race below. In 70123, there are over 13084 in male population and 14262 females.

PopulationValues
Total Population27,346
White Population20121
Black Population3485
Hispanic Population2620
Asian Population770
Hawaiian Population4
Indian Population82
Other Population552
Male Population13084
Female Population14262
Population Estimate29095

Household Data for 70123

The average number of homes in 70123 is around 12,727, there are an average of 2.14 per household. The average house value according to local real estate values is around $268,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,727
Persons Per Household2.14
Average House Value$268,800
Income Per Household$73668
Median Age43.7
Median Age Male42.3
Median Age Female44.9
70123 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504/985
CityNew Orleans
City Alias NameNEW ORLEANS
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1358
Number Of Employees22833
Business First Quarter Payroll335332
Business Annual Payroll1334601
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01|02
Congressional LandArea4030.23|1268.48
Delivery Residential13596
Delivery Business1627
Delivery Total16251
Preferred Last Line KeyY24219
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24219
Land Area7.581000
Water Area1.492000
City Alias Code
City Mixed CaseNew Orleans
City Alias Mixed CaseNew Orleans
Box Count0
SFDU8825
MFDU4473
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216565
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

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    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]