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33430 Homeowners Insurance Quotes & Rates

Belle Glade residents living within the 6,696 homes available in the zip code of 33430 are shopping online to compare cheaper and more affordable Belle Glade, FL home insurance rates. In the great city of Belle Glade, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,626 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 33430 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 33430 home insurance rates today! Please give us a call now at 1-888-685-4704. For Belle Glade, FL Homeowners Insurance Quotes, Click to easily get started!

33430 Home Insurance Average Premiums

Local 33430 homeowners insurance quotes comparison

$1376 /yr.

Shows Zip Code: 33430 lowest rates with discounts applied on average.

For the 33430, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1376 /yr.
Average Coverage:$1626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1926 /yr.

What is the average home insurance cost for a home in 33430?

  • • The average homeowners insurance premium paid annually for a home in 33430 is around $1626 per year.

What does it cost on average per month for home insurance in 33430?

  • • Homeowners in 33430 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33430?

  • • Autoowners in 33430 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belle Glade area, check out other zip codes nearby 33430.
Review average rates in another zip code:
33430 homeowners insurance rates

Home Replacement Cost Coverage in 33430

Average Building Cost Per Square Foot in 33430: $167

Location: Belle Glade, Florida (Palm Beach County)

Average Square Footage in 33430: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33430 before you start any project. Belle Glade homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33430 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33430 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belle Glade area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167699$116,800
Additional Upgrades & Added Features$209699$146,000
Major Home Updates or Advancements$251699$175,200

It's important to understand that when you estimate your replacement cost of your home in the 33430 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33430

Best Home & Auto Insurance Agencies in 33430

Allstate Insurance Companies - Independent Agents- Belle Glade

Address: 135 Southeast Avenue Centre Belle Glade, FL 33430
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent,

Allstate Insurance Companies

Address: 204 NW Avenue E Belle Glade, FL 33430

Housing Demographics for 33430

Population Review for 33430 Zip Code

For the city of Belle Glade, the population within 33430 has increased to over 18,245 residents in population size. The current population total is 20,327. We have broken down the population based on race below. In 33430, there are over 10434 in male population and 9893 females.

Total Population20,327
White Population2750
Black Population11232
Hispanic Population7359
Asian Population91
Hawaiian Population9
Indian Population84
Other Population2707
Male Population10434
Female Population9893
Population Estimate18245

Household Data for 33430

The average number of homes in 33430 is around 6,696, there are an average of 2.91 per household. The average house value according to local real estate values is around $116,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,696
Persons Per Household2.91
Average House Value$116,800
Income Per Household$34178
Median Age34.8
Median Age Male34.5
Median Age Female35.1
33430 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityBelle Glade
City Alias NameBELLE GLADE
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses328
Number Of Employees3695
Business First Quarter Payroll40561
Business Annual Payroll168669
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District20
Congressional LandArea2427.42
Delivery Residential6270
Delivery Business499
Delivery Total8332
Preferred Last Line KeyY21448
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21448
Land Area239.830000
Water Area0.237000
City Alias Code
City Mixed CaseBelle Glade
City Alias Mixed CaseBelle Glade
Box Count1382
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110720
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]