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06850, CT Homeowners Insurance Rates

With a population size of 20,801 and with 8,415 occupied homes in the 06850 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Norwalk, CT are around $1,150 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Norwalk, Connecticut. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Connecticut home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Norwalk, CT.

For Connecticut home insurance information, including average Norwalk home insurance rates, coverage options or the different homeowners insurance types, please select Norwalk, CT Home Insurance Quotes Now!

06850 Home Insurance Average Premiums

Local 06850 homeowners insurance quotes comparison

$900 /yr.

Shows Zip Code: 06850 lowest rates with discounts applied on average.

For the 06850, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$900 /yr.
Average Coverage:$1150 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1450 /yr.

What is the average home insurance cost for a home in 06850?

  • • The average homeowners insurance premium paid annually for a home in 06850 is around $1150 per year.

What does it cost on average per month for home insurance in 06850?

  • • Homeowners in 06850 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 06850?

  • • Autoowners in 06850 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwalk area, check out other zip codes nearby 06850.
Review average rates in another zip code:
06851 homeowners insurance rates
06854 homeowners insurance rates
06853 homeowners insurance rates
06855 homeowners insurance rates
06850 homeowners insurance rates

Home Replacement Cost Coverage in 06850

Average Building Cost Per Square Foot in 06850: $175

Location: Norwalk, Connecticut (Fairfield County)

Average Square Footage in 06850: 2,555 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06850 before you start any project. Norwalk homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06850 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06850 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,555 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwalk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1752,555$447,200
Additional Upgrades & Added Features$2192,555$559,000
Major Home Updates or Advancements$2632,555$670,800

It's important to understand that when you estimate your replacement cost of your home in the 06850 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06850

Allstate Insurance - Ronald M. Mcknight

Address: 9 Mott Avenue Suite 206 Norwalk, CT 06850
Phone: (203)854-6608
Website:

Best Home & Auto Insurance Agencies in 06850

WM Carroll Insurance Agency

Address: 34 Wall St Norwalk, CT 06850
Phone:
Website:
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Agency- The Necatera

Address: 42 Fillow St Norwalk, CT 06850
Phone:
Website:
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Allstate Limousine Service

Address: 12 Van Ness St Norwalk, CT 06850
Phone:
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Allstate Insurance - Ronald M. Mcknight

Address: 9 Mott Ave, #206 Norwalk, CT 06850
Phone:
Website:
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Espeland Insurance Group, LLC - Allstate Insurance Co

Address: 9 Mott Ave Norwalk, CT 06850
Phone:
Website:
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Housing Demographics for 06850

Population Review for 06850 Zip Code

For the city of Norwalk, the population within 06850 has increased to over 22,363 residents in population size. The current population total is 20,801. We have broken down the population based on race below. In 06850, there are over 10125 in male population and 10676 females.

PopulationValues
Total Population20,801
White Population11629
Black Population2338
Hispanic Population5474
Asian Population1387
Hawaiian Population4
Indian Population134
Other Population2808
Male Population10125
Female Population10676
Population Estimate22363

Household Data for 06850

The average number of homes in 06850 is around 8,415, there are an average of 2.45 per household. The average house value according to local real estate values is around $447,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,415
Persons Per Household2.45
Average House Value$447,200
Income Per Household$106259
Median Age39.4
Median Age Male38.5
Median Age Female40.3
06850 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityNorwalk
City Alias NameNORWALK
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8040
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameStamford-Norwalk, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses487
Number Of Employees5494
Business First Quarter Payroll100242
Business Annual Payroll621141
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential9128
Delivery Business598
Delivery Total10120
Preferred Last Line KeyV20478
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20478
Land Area6.781000
Water Area0.080000
City Alias Code
City Mixed CaseNorwalk
City Alias Mixed CaseNorwalk
Box Count0
SFDU5380
MFDU2219
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number085406
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]