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06751 Home Insurance Rates
Getting multiple homeowners insurance rates in 06751 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Bethlehem, CT. Many homeowners based out of the 06751 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Connecticut licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 06751 should appear in the zip code field ready to go. For Bethlehem, CT Home Insurance Quotes, Click to easily get started!
06751 Homeowners Insurance Rates, Average Rating: Very High!
Your homeowners insurance policy in 06751 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Bethlehem. For a basic HO-3, standard homeowners policy, the average premium per year in Connecticut is around $1134. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 06751 zip code today and let us help you save time and money on your homeowners insurance premium.
06751 Home Insurance Average Premiums
$884 /yr.
Shows Zip Code: 06751 lowest rates with discounts applied on average.
For the 06751, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $884 /yr. |
| Average Coverage: | $1134 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1434 /yr. |
What is the average home insurance cost for a home in 06751?
- • The average homeowners insurance premium paid annually for a home in 06751 is around $1134 per year.
What does it cost on average per month for home insurance in 06751?
- • Homeowners in 06751 pay a monthly average cost per month around $95.00.
What kind of discount could I get if I combine my home and auto insurance together in 06751?
- • Autoowners in 06751 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bethlehem area, check out other zip codes nearby 06751.
Review average rates in another zip code:
06751 homeowners insurance rates
Home Replacement Cost Coverage in 06751
Average Building Cost Per Square Foot in 06751: $175
Location: Bethlehem, Connecticut (Litchfield County)Average Square Footage in 06751: 1,890 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 06751 before you start any project. Bethlehem homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06751 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 06751 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,890 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethlehem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $175 | 1,890 | $330,800 |
| Additional Upgrades & Added Features | $219 | 1,890 | $413,500 |
| Major Home Updates or Advancements | $263 | 1,890 | $496,200 |
It's important to understand that when you estimate your replacement cost of your home in the 06751 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 06751
Best Home & Auto Insurance Agencies in 06751
Housing Demographics for 06751
Population Review for 06751 Zip Code
For the city of Bethlehem, the population within 06751 has increased to over 3,241 residents in population size. The current population total is 3,367. We have broken down the population based on race below. In 06751, there are over 1666 in male population and 1701 females.
| Population | Values |
|---|---|
| Total Population | 3,367 |
| White Population | 3118 |
| Black Population | 31 |
| Hispanic Population | 104 |
| Asian Population | 22 |
| Hawaiian Population | 0 |
| Indian Population | 5 |
| Other Population | 26 |
| Male Population | 1666 |
| Female Population | 1701 |
| Population Estimate | 3241 |
Household Data for 06751
The average number of homes in 06751 is around 1,390, there are an average of 2.38 per household. The average house value according to local real estate values is around $330,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 1,390 |
| Persons Per Household | 2.38 |
| Average House Value | $330,800 |
| Income Per Household | $95338 |
| Median Age | 51.9 |
| Median Age Male | 51.9 |
| Median Age Female | 52.0 |
| 06751 Details | Values |
|---|---|
| State | CT |
| State Full Name | Connecticut |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 860/959 |
| City | Bethlehem |
| City Alias Name | BETHLEHEM |
| County | Litchfield |
| County FIPS | 005 |
| State FIPS | 09 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 8880 |
| CSA | 408 |
| CBSA | 45860 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Torrington, CT |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Waterbury, CT PMSA |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 81 |
| Number Of Employees | 833 |
| Business First Quarter Payroll | 8365 |
| Business Annual Payroll | 40622 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 189927 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 1248.16 |
| Delivery Residential | 1362 |
| Delivery Business | 33 |
| Delivery Total | 1670 |
| Preferred Last Line Key | V20045 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | |
| City State Key | V20045 |
| Land Area | 18.989000 |
| Water Area | 0.286000 |
| City Alias Code | |
| City Mixed Case | Bethlehem |
| City Alias Mixed Case | Bethlehem |
| Box Count | 215 |
| SFDU | 1328 |
| MFDU | 32 |
| State ANSI | 09 |
| County ANSI | 005 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 080408 |
| Unique ZIP Name | |
| SSA State County Code | 07020 |
| Medicare CBSA Code | 99907 |
| Medicare CBSA Name | Rural Areas in CT |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 3 |
| County Mixed Case | Litchfield |
Connecticut Homeowners Insurance News & Information
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What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024
As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic. Following is a brief overview of what to do […]
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]