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06751 Home Insurance Rates

Getting multiple homeowners insurance rates in 06751 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Bethlehem, CT. Many homeowners based out of the 06751 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Connecticut licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 06751 should appear in the zip code field ready to go. For Bethlehem, CT Home Insurance Quotes, Click to easily get started!

06751 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 06751 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Bethlehem. For a basic HO-3, standard homeowners policy, the average premium per year in Connecticut is around $1134. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 06751 zip code today and let us help you save time and money on your homeowners insurance premium.

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06751 Home Insurance Average Premiums

Local 06751 homeowners insurance quotes comparison

$884 /yr.

Shows Zip Code: 06751 lowest rates with discounts applied on average.

For the 06751, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$884 /yr.
Average Coverage:$1134 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1434 /yr.

What is the average home insurance cost for a home in 06751?

  • • The average homeowners insurance premium paid annually for a home in 06751 is around $1134 per year.

What does it cost on average per month for home insurance in 06751?

  • • Homeowners in 06751 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 06751?

  • • Autoowners in 06751 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethlehem area, check out other zip codes nearby 06751.
Review average rates in another zip code:
06751 homeowners insurance rates

Home Replacement Cost Coverage in 06751

Average Building Cost Per Square Foot in 06751: $175

Location: Bethlehem, Connecticut (Litchfield County)

Average Square Footage in 06751: 1,890 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06751 before you start any project. Bethlehem homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06751 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06751 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,890 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethlehem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,890$330,800
Additional Upgrades & Added Features$2191,890$413,500
Major Home Updates or Advancements$2631,890$496,200

It's important to understand that when you estimate your replacement cost of your home in the 06751 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06751

Best Home & Auto Insurance Agencies in 06751

Housing Demographics for 06751

Population Review for 06751 Zip Code

For the city of Bethlehem, the population within 06751 has increased to over 3,241 residents in population size. The current population total is 3,367. We have broken down the population based on race below. In 06751, there are over 1666 in male population and 1701 females.

PopulationValues
Total Population3,367
White Population3118
Black Population31
Hispanic Population104
Asian Population22
Hawaiian Population0
Indian Population5
Other Population26
Male Population1666
Female Population1701
Population Estimate3241

Household Data for 06751

The average number of homes in 06751 is around 1,390, there are an average of 2.38 per household. The average house value according to local real estate values is around $330,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,390
Persons Per Household2.38
Average House Value$330,800
Income Per Household$95338
Median Age51.9
Median Age Male51.9
Median Age Female52.0
06751 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860/959
CityBethlehem
City Alias NameBETHLEHEM
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA8880
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameWaterbury, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses81
Number Of Employees833
Business First Quarter Payroll8365
Business Annual Payroll40622
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential1362
Delivery Business33
Delivery Total1670
Preferred Last Line KeyV20045
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20045
Land Area18.989000
Water Area0.286000
City Alias Code
City Mixed CaseBethlehem
City Alias Mixed CaseBethlehem
Box Count215
SFDU1328
MFDU32
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number080408
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]