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Home Insurance Quotes in 06750

Are you shopping for a cheaper homeowners insurance rate in 06750? Our rates are very competitive for homeowners living in Bantam, CT. Many homeowners located in the 06750 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 06750. To get free 06750 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 06750 zip code should appear in the zip code field ready to go. Shopping Bantam, CT Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 06750 to review the best rate coverages.

Your 06750 Home Insurance Costs Is Rated: Very High!

For the great city of Bantam, the average home insurance premium paid annually is around $1174 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Connecticut specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Bantam and need insurance on your home in the 06750 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 06750 Homeowners Insurance Rates Now!

06750 Home Insurance Average Premiums

Local 06750 homeowners insurance quotes comparison

$924 /yr.

Shows Zip Code: 06750 lowest rates with discounts applied on average.

For the 06750, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$924 /yr.
Average Coverage:$1174 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1474 /yr.

What is the average home insurance cost for a home in 06750?

  • • The average homeowners insurance premium paid annually for a home in 06750 is around $1174 per year.

What does it cost on average per month for home insurance in 06750?

  • • Homeowners in 06750 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06750?

  • • Autoowners in 06750 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bantam area, check out other zip codes nearby 06750.
Review average rates in another zip code:
06750 homeowners insurance rates

Home Replacement Cost Coverage in 06750

Average Building Cost Per Square Foot in 06750: $175

Location: Bantam, Connecticut (Litchfield County)

Average Square Footage in 06750: 1,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06750 before you start any project. Bantam homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06750 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06750 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,565 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bantam area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,565$273,900
Additional Upgrades & Added Features$2191,565$342,375
Major Home Updates or Advancements$2631,565$410,850

It's important to understand that when you estimate your replacement cost of your home in the 06750 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06750

Best Home & Auto Insurance Agencies in 06750

Curran Insurance Agency

Address: 457 Bantam Rd Litchfield, CT 06750
Phone:
Website:
Info:

Housing Demographics for 06750

Population Review for 06750 Zip Code

For the city of Bantam, the population within 06750 has increased to over 1,144 residents in population size. The current population total is 1,370. We have broken down the population based on race below. In 06750, there are over 660 in male population and 710 females.

PopulationValues
Total Population1,370
White Population1269
Black Population5
Hispanic Population56
Asian Population11
Hawaiian Population0
Indian Population6
Other Population11
Male Population660
Female Population710
Population Estimate1144

Household Data for 06750

The average number of homes in 06750 is around 687, there are an average of 1.99 per household. The average house value according to local real estate values is around $273,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode687
Persons Per Household1.99
Average House Value$273,900
Income Per Household$87778
Median Age53.7
Median Age Male50.8
Median Age Female55.9
06750 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
CityBantam
City Alias NameBANTAM
CountyLitchfield
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA45860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTorrington, CT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees379
Business First Quarter Payroll4044
Business Annual Payroll20052
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential575
Delivery Business35
Delivery Total851
Preferred Last Line KeyV20026
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20026
Land Area7.750000
Water Area0.195000
City Alias Code
City Mixed CaseBantam
City Alias Mixed CaseBantam
Box Count177
SFDU482
MFDU93
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number080272
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]