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If you live in the 85705 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Tucson have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our AZ licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 85705 and then compare quotes from a variety of nationwide insurance companies.

85705 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 85705 the average premium for homeowners coverage is $669 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 85705. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 85705 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Tucson, AZ home insurance quotes in your area.

85705 Home Insurance Average Premiums

Local 85705 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 85705 lowest rates with discounts applied on average.

For the 85705, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 85705?

  • • The average homeowners insurance premium paid annually for a home in 85705 is around $669 per year.

What does it cost on average per month for home insurance in 85705?

  • • Homeowners in 85705 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85705?

  • • Autoowners in 85705 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85705.
Review average rates in another zip code:
85708 homeowners insurance rates
85701 homeowners insurance rates
85742 homeowners insurance rates
85737 homeowners insurance rates
85756 homeowners insurance rates
85748 homeowners insurance rates
85757 homeowners insurance rates
85712 homeowners insurance rates
85755 homeowners insurance rates
85730 homeowners insurance rates

Home Replacement Cost Coverage in 85705

Average Building Cost Per Square Foot in 85705: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85705: 557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85705 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85705 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85705 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 557 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161557$89,700
Additional Upgrades & Added Features$201557$112,125
Major Home Updates or Advancements$242557$134,550

It's important to understand that when you estimate your replacement cost of your home in the 85705 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85705

Bill Noble Insurance

Address: 3829 North Oracle Road Tucson, AZ 85705
Phone: (520)690-1940
Website:

Best Home & Auto Insurance Agencies in 85705

Mexican Auto

Address: 103 W Grant Rd Tucson, AZ 85705
Phone:
Website:
Info:

Baquet, Steve COO - Steve Baquet ABC Insurance and Financial Services

Address: 890 W Grant Rd Tucson, AZ 85705
Phone:
Website: http://www.insurewithabc.com/
Info:

Allstate Insurance Companies

Address: 648 N Stone Ave Tucson, AZ 85705
Phone:
Website: http://www.lupitashestko-montiel.com
Info:

Bill Noble Insurance

Address: 3829 N Oracle Rd Tucson, AZ 85705
Phone:
Website:
Info:

Housing Demographics for 85705

Population Review for 85705 Zip Code

For the city of Tucson, the population within 85705 has increased to over 55,892 residents in population size. The current population total is 56,711. We have broken down the population based on race below. In 85705, there are over 28492 in male population and 28219 females.

PopulationValues
Total Population56,711
White Population30051
Black Population2551
Hispanic Population25104
Asian Population1727
Hawaiian Population131
Indian Population2392
Other Population9470
Male Population28492
Female Population28219
Population Estimate55892

Household Data for 85705

The average number of homes in 85705 is around 25,359, there are an average of 2.22 per household. The average house value according to local real estate values is around $89,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,359
Persons Per Household2.22
Average House Value$89,700
Income Per Household$32150
Median Age35.8
Median Age Male35.3
Median Age Female36.4
85705 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1747
Number Of Employees29010
Business First Quarter Payroll266986
Business Annual Payroll1162500
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06|07
Congressional LandArea625.07|205.12
Delivery Residential25177
Delivery Business2407
Delivery Total30470
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area13.625000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU9734
MFDU4419
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]