Get multiple home insurance quotes in 85706. Our licensed 85706, AZ agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 85706

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 85706, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Tucson, AZ from a list of top tier nationwide insurers.

Our Arizona licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 85706 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 85706

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tucson, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85706 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Tucson we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 85706, homeowners are seeing rates around 648 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 85706!

85706 Home Insurance Average Premiums

Local 85706 homeowners insurance quotes comparison

$398 /yr.

Shows Zip Code: 85706 lowest rates with discounts applied on average.

For the 85706, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$398 /yr.
Average Coverage:$648 /yr.
2600 sq. ft. or higher
(all discounts applied)
$948 /yr.

What is the average home insurance cost for a home in 85706?

  • • The average homeowners insurance premium paid annually for a home in 85706 is around $648 per year.

What does it cost on average per month for home insurance in 85706?

  • • Homeowners in 85706 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85706?

  • • Autoowners in 85706 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85706.
Review average rates in another zip code:
85730 homeowners insurance rates
85735 homeowners insurance rates
85719 homeowners insurance rates
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85736 homeowners insurance rates
85716 homeowners insurance rates
85743 homeowners insurance rates
85756 homeowners insurance rates
85705 homeowners insurance rates
85737 homeowners insurance rates

Home Replacement Cost Coverage in 85706

Average Building Cost Per Square Foot in 85706: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85706: 721 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85706 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85706 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85706 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 721 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$161721$116,000
Additional Upgrades & Added Features$201721$145,000
Major Home Updates or Advancements$242721$174,000

It's important to understand that when you estimate your replacement cost of your home in the 85706 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85706

Best Home & Auto Insurance Agencies in 85706

Allstate Insurance Companies

Address: 5433 S 12th Ave Tucson, AZ 85706
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Castillo- Ramon - State Farm Insurance Agent

Address: 5425 S 12th Ave Tucson, AZ 85706
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85706

Population Review for 85706 Zip Code

For the city of Tucson, the population within 85706 has increased to over 55,386 residents in population size. The current population total is 54,853. We have broken down the population based on race below. In 85706, there are over 26699 in male population and 28154 females.

PopulationValues
Total Population54,853
White Population15702
Black Population1732
Hispanic Population44974
Asian Population516
Hawaiian Population42
Indian Population2301
Other Population19030
Male Population26699
Female Population28154
Population Estimate55386

Household Data for 85706

The average number of homes in 85706 is around 18,168, there are an average of 3.02 per household. The average house value according to local real estate values is around $116,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,168
Persons Per Household3.02
Average House Value$116,000
Income Per Household$42081
Median Age32.2
Median Age Male30.7
Median Age Female33.9
85706 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses619
Number Of Employees23395
Business First Quarter Payroll510004
Business Annual Payroll1730923
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06|07
Congressional LandArea625.07|205.12
Delivery Residential18340
Delivery Business762
Delivery Total29965
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area13.114000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU10562
MFDU2735
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]