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Find the Best Home Insurance Rates in 85707

Shopping for homeowners insurance in 85707 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Tucson, AZ and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Arizona licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 85707 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 85707

Find Tucson, AZ Homeowners Insurance Quotes to review the best coverage options in your area.

85707 Home Insurance Rating is: very low!

In 85707 the average premium is $615. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 85707, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 85707!

85707 Home Insurance Average Premiums

Local 85707 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 85707 lowest rates with discounts applied on average.

For the 85707, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 85707?

  • • The average homeowners insurance premium paid annually for a home in 85707 is around $615 per year.

What does it cost on average per month for home insurance in 85707?

  • • Homeowners in 85707 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85707?

  • • Autoowners in 85707 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85707.
Review average rates in another zip code:
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85716 homeowners insurance rates
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85756 homeowners insurance rates

Home Replacement Cost Coverage in 85707

Average Building Cost Per Square Foot in 85707: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85707: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85707 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85707 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85707 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85707 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85707

Best Home & Auto Insurance Agencies in 85707

Housing Demographics for 85707

Population Review for 85707 Zip Code

For the city of Tucson, the population within 85707 has increased to over 0 residents in population size. The current population total is 734. We have broken down the population based on race below. In 85707, there are over 583 in male population and 151 females.

PopulationValues
Total Population734
White Population463
Black Population124
Hispanic Population382
Asian Population52
Hawaiian Population12
Indian Population6
Other Population12
Male Population583
Female Population151
Population Estimate0

Household Data for 85707

The average number of homes in 85707 is around 13, there are an average of 8.08 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13
Persons Per Household8.08
Average House Value$165,000
Income Per Household$0
Median Age21.1
Median Age Male21.1
Median Age Female20.9
85707 DetailsValues
StateAZ
State Full NameArizona
City TypeZ
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees570
Business First Quarter Payroll9059
Business Annual Payroll30935
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential0
Delivery Business0
Delivery Total5043
Preferred Last Line KeyZ10945
Classification CodeP
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area4.118000
Water Area0.000000
City Alias CodeM1
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU0
MFDU0
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]