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Quickly Revew Homeowners Insurance in 85708

If you own a home in Tucson, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 85708 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 85708 and start comparing rates now.

85708 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 85708 is $615 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 85708 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tucson, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85708 Home Insurance Average Premiums

Local 85708 homeowners insurance quotes comparison

$365 /yr.

Shows Zip Code: 85708 lowest rates with discounts applied on average.

For the 85708, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$365 /yr.
Average Coverage:$615 /yr.
2600 sq. ft. or higher
(all discounts applied)
$915 /yr.

What is the average home insurance cost for a home in 85708?

  • • The average homeowners insurance premium paid annually for a home in 85708 is around $615 per year.

What does it cost on average per month for home insurance in 85708?

  • • Homeowners in 85708 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 85708?

  • • Autoowners in 85708 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85708.
Review average rates in another zip code:
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85716 homeowners insurance rates

Home Replacement Cost Coverage in 85708

Average Building Cost Per Square Foot in 85708: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85708: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85708 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85708 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85708 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85708 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85708

Best Home & Auto Insurance Agencies in 85708

Housing Demographics for 85708

Population Review for 85708 Zip Code

For the city of Tucson, the population within 85708 has increased to over 3,548 residents in population size. The current population total is 3,837. We have broken down the population based on race below. In 85708, there are over 1934 in male population and 1903 females.

PopulationValues
Total Population3,837
White Population2523
Black Population401
Hispanic Population720
Asian Population159
Hawaiian Population44
Indian Population26
Other Population162
Male Population1934
Female Population1903
Population Estimate3548

Household Data for 85708

The average number of homes in 85708 is around 1,220, there are an average of 3.07 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,220
Persons Per Household3.07
Average House Value$165,000
Income Per Household$60625
Median Age23.6
Median Age Male24.2
Median Age Female23.1
85708 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees36
Business First Quarter Payroll489
Business Annual Payroll2139
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential1156
Delivery Business3
Delivery Total1341
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area2.889000
Water Area0.000000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count157
SFDU21
MFDU0
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]