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Homeowners Insurance in 98166

In Seattle, WA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 98166 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 98166 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98166 should appear in the zip code field ready to go.

98166 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Washington, you are going to see rates around the average home insurance premium per year of $779. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Seattle home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 98166 Home Insurance Rates Now!

Best 3 Options to Compare in 98166

If you want homeowners insurance quotes within the city of Seattle or in the 98166 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Seattle, WA.

98166 Home Insurance Average Premiums

Local 98166 homeowners insurance quotes comparison

$529 /yr.

Shows Zip Code: 98166 lowest rates with discounts applied on average.

For the 98166, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$529 /yr.
Average Coverage:$779 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1079 /yr.

What is the average home insurance cost for a home in 98166?

  • • The average homeowners insurance premium paid annually for a home in 98166 is around $779 per year.

What does it cost on average per month for home insurance in 98166?

  • • Homeowners in 98166 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 98166?

  • • Autoowners in 98166 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98166.
Review average rates in another zip code:
98103 homeowners insurance rates
98121 homeowners insurance rates
98108 homeowners insurance rates
98122 homeowners insurance rates
98144 homeowners insurance rates
98105 homeowners insurance rates
98109 homeowners insurance rates
98101 homeowners insurance rates
98117 homeowners insurance rates
98116 homeowners insurance rates

Home Replacement Cost Coverage in 98166

Average Building Cost Per Square Foot in 98166: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98166: 2,598 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98166 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98166 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98166 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,598 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,598$628,600
Additional Upgrades & Added Features$3032,598$785,750
Major Home Updates or Advancements$3632,598$942,900

It's important to understand that when you estimate your replacement cost of your home in the 98166 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98166

Best Home & Auto Insurance Agencies in 98166

Al Dodson Ins Agency Inc - State Farm Insurance Agent

Address: 117 SW 152nd St Burien, WA 98166
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brett Bakken Ins Agcy Inc - State Farm Insurance Agent

Address: 14242 Ambaum Blvd SW, #2 Burien, WA 98166
Phone:
Website: http://www.brettbakken.com
Info:

Allstate Insurance Companies - Sales Offices- South Seattle

Address: 148 SW 153rd St Burien, WA 98166
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bakken- Brett J

Address: 14242 Ambaum Blvd SW Burien, WA 98166
Phone:
Website: http://www.brettbakken.com
Info:

Housing Demographics for 98166

Population Review for 98166 Zip Code

For the city of Seattle, the population within 98166 has increased to over 22,404 residents in population size. The current population total is 22,152. We have broken down the population based on race below. In 98166, there are over 11001 in male population and 11151 females.

PopulationValues
Total Population22,152
White Population14856
Black Population825
Hispanic Population3559
Asian Population1586
Hawaiian Population193
Indian Population248
Other Population1849
Male Population11001
Female Population11151
Population Estimate22404

Household Data for 98166

The average number of homes in 98166 is around 9,107, there are an average of 2.40 per household. The average house value according to local real estate values is around $628,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,107
Persons Per Household2.40
Average House Value$628,600
Income Per Household$102994
Median Age44.4
Median Age Male43.7
Median Age Female45.1
98166 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/253
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses722
Number Of Employees5550
Business First Quarter Payroll66384
Business Annual Payroll293770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07
Congressional LandArea144.13
Delivery Residential9335
Delivery Business670
Delivery Total10491
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area5.776000
Water Area1.626000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count403
SFDU5327
MFDU1890
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]