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Home Insurance Rates in 98164

For homeowners shopping online in 98164, our insurance rates are very competitive for homeowners living in Seattle, WA. Many homeowners based out of the great city of Seattle have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98164, simply click the "Get Multiple Quotes Now" button. Your 98164 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Seattle, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98164 Home Insurance Rating is: Medium!

If you live in 98164, you can easily save up to 40% off the average home insurance premium of $862 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Seattle can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98164 today!

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98164 Home Insurance Average Premiums

Local 98164 homeowners insurance quotes comparison

$612 /yr.

Shows Zip Code: 98164 lowest rates with discounts applied on average.

For the 98164, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$612 /yr.
Average Coverage:$862 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1162 /yr.

What is the average home insurance cost for a home in 98164?

  • • The average homeowners insurance premium paid annually for a home in 98164 is around $862 per year.

What does it cost on average per month for home insurance in 98164?

  • • Homeowners in 98164 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 98164?

  • • Autoowners in 98164 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Seattle, check out other zip codes nearby 98164.
To review average rates in another zip code, click on a zip code below:
98126  |  98117  |  98122  |  98109  |  98101  |  98107  |  98105  |  98118  |  98104  |  98144  | 

Home Replacement Cost Coverage in 98164

Average Building Cost Per Square Foot in 98164: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98164: 2,875 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98164 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98164 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98164 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,875 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,875$695,700
Additional Upgrades & Added Features$3032,875$869,625
Major Home Updates or Advancements$3632,875$1,043,550

It's important to understand that when you estimate your replacement cost of your home in the 98164 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98164

Best Home & Auto Insurance Agencies in 98164

Housing Demographics for 98164

Population Review for 98164 Zip Code

For the city of Seattle, the population within 98164 has increased to over 217 residents in population size. The current population total is 176. We have broken down the population based on race below. In 98164, there are over 90 in male population and 86 females.

PopulationValues
Total Population176
White Population127
Black Population5
Hispanic Population5
Asian Population29
Hawaiian Population0
Indian Population2
Other Population2
Male Population90
Female Population86
Population Estimate217

Household Data for 98164

The average number of homes in 98164 is around 102, there are an average of 1.73 per household. The average house value according to local real estate values is around $695,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode102
Persons Per Household1.73
Average House Value$695,700
Income Per Household$250000
Median Age41.8
Median Age Male47.5
Median Age Female33.5
98164 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/425
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees3033
Business First Quarter Payroll122207
Business Annual Payroll484572
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07
Congressional LandArea144.13
Delivery Residential126
Delivery Business47
Delivery Total173
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area0.004000
Water Area0.000000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count0
SFDU0
MFDU126
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

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