98155 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 98155? Our rates are very competitive for homeowners living in Seattle, WA. Many homeowners based out of your 98155 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98155 should appear in the zip code field ready to go. For Seattle, WA Home Insurance Rate Quotes click to review the best rates and service online!

98155 Average Premium is Rated: Very Low!

Homeowners living in 98155 can easily save up to 40% off the average home insurance premium of $787 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Seattle that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 98155 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 98155!

98155 Home Insurance Average Premiums

Local 98155 homeowners insurance quotes comparison

$537 /yr.

Shows Zip Code: 98155 lowest rates with discounts applied on average.

For the 98155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$537 /yr.
Average Coverage:	$787 /yr.
2600 sq. ft. or higher (all discounts applied)	$1087 /yr.

What is the average home insurance cost for a home in 98155?

• The average homeowners insurance premium paid annually for a home in 98155 is around $787 per year.

What does it cost on average per month for home insurance in 98155?

• Homeowners in 98155 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 98155?

• Autoowners in 98155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98155.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 98155

Average Building Cost Per Square Foot in 98155: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98155: 2,624 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98155 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,624 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	2,624	$634,900
Additional Upgrades & Added Features	$303	2,624	$793,625
Major Home Updates or Advancements	$363	2,624	$952,350

Calculate Your Dwelling Coverage in 98155

It's important to understand that when you estimate your replacement cost of your home in the 98155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98155

JAMES WILKINSON-FARMERS INSURANCE

Address: 20315 19th Ave NE, #B Seattle, WA 98155
Phone:
Website: http://www.seattle.citysearch.com/profile/external/10807490/shoreline_wa/james_wilkinson_farmers_insurance.html
Info:

Allstate Insurance

Address: 19524 Ballinger Way NE Shoreline, WA 98155
Phone:
Website:
Info:

Ljunggren, Jerry D - Allstate

Address: 19524 Ballinger Way NE, #B Shoreline, WA 98155
Phone:
Website: http://www.allstateagencies.com/JLjunggren/Welcome/
Info:

Jamero III, Rallie - Allstate

Address: 17521 15th Ave NE, #C Shoreline, WA 98155
Phone:
Website: http://www.allstateagencies.com/RallieJamero/Welcome/
Info:

MATHEW WYATT-FARMERS INSURANCE

Address: 20315 19th Ave NE, Ste A Shoreline, WA 98155
Phone:
Website: http://www.seattle.citysearch.com/profile/external/654464430/shoreline_wa/mathew_wyatt_farmers_insurance.html
Info:

Housing Demographics for 98155

Population Review for 98155 Zip Code

For the city of Seattle, the population within 98155 has increased to over 36,461 residents in population size. The current population total is 35,948. We have broken down the population based on race below. In 98155, there are over 17811 in male population and 18137 females.

Population	Values
Total Population	35,948
White Population	23336
Black Population	2042
Hispanic Population	3003
Asian Population	5046
Hawaiian Population	101
Indian Population	291
Other Population	1210
Male Population	17811
Female Population	18137
Population Estimate	36461

Household Data for 98155

The average number of homes in 98155 is around 14,123, there are an average of 2.49 per household. The average house value according to local real estate values is around $634,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	14,123
Persons Per Household	2.49
Average House Value	$634,900
Income Per Household	$109731
Median Age	40.9
Median Age Male	39.6
Median Age Female	42.3

98155 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	206/425
City	Seattle
City Alias Name	SEATTLE
County	King
County FIPS	033
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	7600
CSA	500
CBSA	42660
CBSA_DIV	42644
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Seattle-Bellevue-Everett, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	711
Number Of Employees	4800
Business First Quarter Payroll	50931
Business Annual Payroll	235188
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	1931249
Congressional District	07
Congressional LandArea	144.13
Delivery Residential	14643
Delivery Business	373
Delivery Total	15638
Preferred Last Line Key	Z17429
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Seattle-Bellevue-Kent, WA
City State Key	Z17429
Land Area	7.544000
Water Area	0.630000
City Alias Code
City Mixed Case	Seattle
City Alias Mixed Case	Seattle
Box Count	429
SFDU	9903
MFDU	2935
State ANSI	53
County ANSI	033
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	547616
Unique ZIP Name
SSA State County Code	50160
Medicare CBSA Code	42644
Medicare CBSA Name	Seattle-Bellevue-Kent, WA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	King

Washington Homeowners Insurance News & Information

Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

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