Get multiple home insurance quotes in 76118. Our licensed 76118, TX agents are ready to serve you.

76118 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 76118? Our rates are very competitive for homeowners living in Fort Worth, TX. Many homeowners based out of your 76118 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 76118 should appear in the zip code field ready to go. For Fort Worth, TX Home Insurance Rate Quotes click to review the best rates and service online!

76118 Average Premium is Rated: Very High!

Homeowners living in 76118 can easily save up to 40% off the average home insurance premium of $1515 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Worth that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 76118 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 76118!

76118 Home Insurance Average Premiums

Local 76118 homeowners insurance quotes comparison

$1265 /yr.

Shows Zip Code: 76118 lowest rates with discounts applied on average.

For the 76118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1265 /yr.
Average Coverage:$1515 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1815 /yr.

What is the average home insurance cost for a home in 76118?

  • • The average homeowners insurance premium paid annually for a home in 76118 is around $1515 per year.

What does it cost on average per month for home insurance in 76118?

  • • Homeowners in 76118 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 76118?

  • • Autoowners in 76118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Worth area, check out other zip codes nearby 76118.
Review average rates in another zip code:
76111 homeowners insurance rates
76140 homeowners insurance rates
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76129 homeowners insurance rates
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76116 homeowners insurance rates
76137 homeowners insurance rates
76112 homeowners insurance rates

Home Replacement Cost Coverage in 76118

Average Building Cost Per Square Foot in 76118: $129

Location: Fort Worth, Texas (Tarrant County)

Average Square Footage in 76118: 1,683 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76118 before you start any project. Fort Worth homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,683 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Worth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,683$217,100
Additional Upgrades & Added Features$1611,683$271,375
Major Home Updates or Advancements$1941,683$325,650

It's important to understand that when you estimate your replacement cost of your home in the 76118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76118

Best Home & Auto Insurance Agencies in 76118

Housing Demographics for 76118

Population Review for 76118 Zip Code

For the city of Fort Worth, the population within 76118 has increased to over 17,344 residents in population size. The current population total is 16,537. We have broken down the population based on race below. In 76118, there are over 8100 in male population and 8437 females.

PopulationValues
Total Population16,537
White Population9652
Black Population1620
Hispanic Population3938
Asian Population1287
Hawaiian Population111
Indian Population141
Other Population1454
Male Population8100
Female Population8437
Population Estimate17344

Household Data for 76118

The average number of homes in 76118 is around 5,898, there are an average of 2.78 per household. The average house value according to local real estate values is around $217,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,898
Persons Per Household2.78
Average House Value$217,100
Income Per Household$81006
Median Age37.4
Median Age Male36.2
Median Age Female38.4
76118 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/682
CityFort Worth
City Alias NameFORT WORTH
CountyTarrant
County FIPS439
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA2800
CSA206
CBSA19100
CBSA_DIV23104
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameFort Worth-Arlington, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses484
Number Of Employees11360
Business First Quarter Payroll214683
Business Annual Payroll868681
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population2136022
Congressional District12|24|33
Congressional LandArea1441.16|262.76|211.94
Delivery Residential6239
Delivery Business693
Delivery Total8365
Preferred Last Line KeyW23796
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameFort Worth-Arlington-Grapevine, TX
City State KeyW23796
Land Area9.657000
Water Area0.578000
City Alias Code
City Mixed CaseFort Worth
City Alias Mixed CaseFort Worth
Box Count0
SFDU3034
MFDU695
State ANSI48
County ANSI439
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483220
Unique ZIP Name
SSA State County Code45910
Medicare CBSA Code23104
Medicare CBSA NameFort Worth-Arlington-Grapevine, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseTarrant

Texas Homeowners Insurance News & Information

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