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Home Insurance Rates in 75205

For homeowners shopping online in 75205, our insurance rates are very competitive for homeowners living in Dallas, TX. Many homeowners based out of the great city of Dallas have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 75205, simply click the "Get Multiple Quotes Now" button. Your 75205 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Dallas, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

75205 Home Insurance Rating is: Very High!

If you live in 75205, you can easily save up to 40% off the average home insurance premium of $1408 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Dallas can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 75205 today!

Get Multiple Home Insurance Rates in 75205!

75205 Home Insurance Average Premiums

Local 75205 homeowners insurance quotes comparison

$1158 /yr.

Shows Zip Code: 75205 lowest rates with discounts applied on average.

For the 75205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1158 /yr.
Average Coverage:$1408 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1708 /yr.

What is the average home insurance cost for a home in 75205?

  • • The average homeowners insurance premium paid annually for a home in 75205 is around $1408 per year.

What does it cost on average per month for home insurance in 75205?

  • • Homeowners in 75205 pay a monthly average cost per month around $117.00.

What kind of discount could I get if I combine my home and auto insurance together in 75205?

  • • Autoowners in 75205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75205.
Review average rates in another zip code:
75244 homeowners insurance rates
75211 homeowners insurance rates
75287 homeowners insurance rates
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75253 homeowners insurance rates

Home Replacement Cost Coverage in 75205

Average Building Cost Per Square Foot in 75205: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75205: 9,388 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75205 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 9,388 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1299,388$1,211,000
Additional Upgrades & Added Features$1619,388$1,513,750
Major Home Updates or Advancements$1949,388$1,816,500

It's important to understand that when you estimate your replacement cost of your home in the 75205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75205

Best Home & Auto Insurance Agencies in 75205

Arnold Prestige Ins Agcy

Address: 6498 Shannon Ln University Park, TX 75205
Phone:
Website:
Info:

Barnes- Stephen M

Address: 3001 Knox St, #St-206 Dallas, TX 75205
Phone:
Website:
Info:

Sam Morris Insurance - Farmers Insurance

Address: 3110 Webb Ave, Ste 201 Dallas, TX 75205
Phone:
Website:
Info:

Allstate Insurance Company - Tom Anderson

Address: 7015 Snider Plz Dallas, TX 75205
Phone:
Website: http://www.allstateagencies.com/026413?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies - Sales Offices- Dallas

Address: 4514 Cole Ave, #803 Dallas, TX 75205
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 75205

Population Review for 75205 Zip Code

For the city of Dallas, the population within 75205 has increased to over 27,349 residents in population size. The current population total is 26,299. We have broken down the population based on race below. In 75205, there are over 12788 in male population and 13511 females.

PopulationValues
Total Population26,299
White Population21196
Black Population509
Hispanic Population1806
Asian Population2086
Hawaiian Population4
Indian Population62
Other Population463
Male Population12788
Female Population13511
Population Estimate27349

Household Data for 75205

The average number of homes in 75205 is around 9,604, there are an average of 2.37 per household. The average house value according to local real estate values is around $1,211,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,604
Persons Per Household2.37
Average House Value$1,211,000
Income Per Household$164409
Median Age32.1
Median Age Male32.6
Median Age Female31.7
75205 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/972/469
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1129
Number Of Employees10524
Business First Quarter Payroll164984
Business Annual Payroll729781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District24|30|32
Congressional LandArea262.76|356.27|185.66
Delivery Residential11540
Delivery Business862
Delivery Total14552
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area4.370000
Water Area0.003000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU6141
MFDU5126
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]