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Compare 29492 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Charleston just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 8,194 neighbors looking to save on their home insurance policy in the local 29492 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 29492. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best South Carolina rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Charleston, SC home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Charleston, SC

29492 Home Insurance Average Premiums

Local 29492 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 29492 lowest rates with discounts applied on average.

For the 29492, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 29492?

  • • The average homeowners insurance premium paid annually for a home in 29492 is around $1034 per year.

What does it cost on average per month for home insurance in 29492?

  • • Homeowners in 29492 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 29492?

  • • Autoowners in 29492 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Charleston area, check out other zip codes nearby 29492.
Review average rates in another zip code:
29423 homeowners insurance rates
29407 homeowners insurance rates
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29412 homeowners insurance rates

Home Replacement Cost Coverage in 29492

Average Building Cost Per Square Foot in 29492: $131

Location: Charleston, South Carolina (Berkeley County)

Average Square Footage in 29492: 4,594 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29492 before you start any project. Charleston homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29492 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29492 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,594 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Charleston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1314,594$601,800
Additional Upgrades & Added Features$1644,594$752,250
Major Home Updates or Advancements$1974,594$902,700

It's important to understand that when you estimate your replacement cost of your home in the 29492 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29492

Best Home & Auto Insurance Agencies in 29492

Iriart- Richard Dee

Address: 130 River Landing Dr Charleston, SC 29492
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 29492

Population Review for 29492 Zip Code

For the city of Charleston, the population within 29492 has increased to over 26,384 residents in population size. The current population total is 19,619. We have broken down the population based on race below. In 29492, there are over 9406 in male population and 10213 females.

PopulationValues
Total Population19,619
White Population16702
Black Population1118
Hispanic Population840
Asian Population398
Hawaiian Population11
Indian Population56
Other Population204
Male Population9406
Female Population10213
Population Estimate26384

Household Data for 29492

The average number of homes in 29492 is around 8,194, there are an average of 2.38 per household. The average house value according to local real estate values is around $601,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,194
Persons Per Household2.38
Average House Value$601,800
Income Per Household$105833
Median Age39.6
Median Age Male38.7
Median Age Female40.2
29492 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843/854
CityCharleston
City Alias NameCHARLESTON
CountyBerkeley
County FIPS015
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses897
Number Of Employees13730
Business First Quarter Payroll312024
Business Annual Payroll1252987
Business Employment Flag
Growth Rank50
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number5682
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential11086
Delivery Business751
Delivery Total11953
Preferred Last Line KeyX23663
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23663
Land Area52.775000
Water Area9.721000
City Alias Code
City Mixed CaseCharleston
City Alias Mixed CaseCharleston
Box Count0
SFDU4723
MFDU4950
State ANSI45
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number451480
Unique ZIP Name
SSA State County Code42070
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBerkeley

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