Get multiple home insurance quotes in 29406. Our licensed 29406, SC agents are ready to serve you.

Quickly Revew Homeowners Insurance in 29406

If you own a home in Charleston, SC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 29406 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our South Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 29406 and start comparing rates now.

29406 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 29406 is $1047 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 29406 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Charleston, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29406 Home Insurance Average Premiums

Local 29406 homeowners insurance quotes comparison

$797 /yr.

Shows Zip Code: 29406 lowest rates with discounts applied on average.

For the 29406, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$797 /yr.
Average Coverage:$1047 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1347 /yr.

What is the average home insurance cost for a home in 29406?

  • • The average homeowners insurance premium paid annually for a home in 29406 is around $1047 per year.

What does it cost on average per month for home insurance in 29406?

  • • Homeowners in 29406 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 29406?

  • • Autoowners in 29406 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Charleston area, check out other zip codes nearby 29406.
Review average rates in another zip code:
29414 homeowners insurance rates
29403 homeowners insurance rates
29424 homeowners insurance rates
29407 homeowners insurance rates
29409 homeowners insurance rates
29401 homeowners insurance rates
29492 homeowners insurance rates
29412 homeowners insurance rates
29423 homeowners insurance rates
29406 homeowners insurance rates

Home Replacement Cost Coverage in 29406

Average Building Cost Per Square Foot in 29406: $131

Location: Charleston, South Carolina (Charleston County)

Average Square Footage in 29406: 1,396 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29406 before you start any project. Charleston homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29406 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29406 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,396 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Charleston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,396$182,900
Additional Upgrades & Added Features$1641,396$228,625
Major Home Updates or Advancements$1971,396$274,350

It's important to understand that when you estimate your replacement cost of your home in the 29406 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29406

Daniels Thomas Insurance Agency

Address: 5081 Rivers Avenue Charleston, SC 29406
Phone: (843)747-6358
Website:

Best Home & Auto Insurance Agencies in 29406

Bankers Life and Casualty CO

Address: 7301 Rivers Ave, #241 Charleston, SC 29406
Phone:
Website:
Info:

Direct General Insurance Agency Inc

Address: 2080 Northbrook Blvd Charleston, SC 29406
Phone:
Website:
Info:

The Insurance Agency Inc

Address: 1455 Remount Rd North Charleston, SC 29406
Phone:
Website:
Info:

State Farm Insurance Companies

Address: 5870 Core Ave North Charleston, SC 29406
Phone:
Website:
Info:

McKenna Agency Inc

Address: 2171 Ashley Phosphate Rd North Charleston, SC 29406
Phone:
Website:
Info:

Housing Demographics for 29406

Population Review for 29406 Zip Code

For the city of Charleston, the population within 29406 has increased to over 34,434 residents in population size. The current population total is 32,730. We have broken down the population based on race below. In 29406, there are over 16357 in male population and 16373 females.

PopulationValues
Total Population32,730
White Population11464
Black Population12125
Hispanic Population7812
Asian Population762
Hawaiian Population28
Indian Population314
Other Population5469
Male Population16357
Female Population16373
Population Estimate34434

Household Data for 29406

The average number of homes in 29406 is around 13,017, there are an average of 2.41 per household. The average house value according to local real estate values is around $182,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,017
Persons Per Household2.41
Average House Value$182,900
Income Per Household$40797
Median Age31.7
Median Age Male31.0
Median Age Female32.4
29406 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CityCharleston
City Alias NameCHARLESTON
CountyCharleston
County FIPS019
State FIPS45
Time Zone5
Day Light SavingY
MSA1440
PMSA
CSA
CBSA16700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCharleston-North Charleston, SC
MSA_NameCharleston-North Charleston, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1352
Number Of Employees30072
Business First Quarter Payroll399946
Business Annual Payroll1634871
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population664607
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential14288
Delivery Business1640
Delivery Total17869
Preferred Last Line KeyX23663
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23663
Land Area15.336000
Water Area0.431000
City Alias Code
City Mixed CaseCharleston
City Alias Mixed CaseCharleston
Box Count0
SFDU6298
MFDU2845
State ANSI45
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451480
Unique ZIP Name
SSA State County Code42090
Medicare CBSA Code16700
Medicare CBSA NameCharleston-North Charleston, SC
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseCharleston

South Carolina Homeowners Insurance News & Information

  • Coastal South Carolina Home Insurance Rates Posted on Saturday 30th December, 2023

    South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]