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29170, SC Home Insurance

In the zip code of 29170, the population size is around 22,422, which consists of 9,091 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in West Columbia, SC. A few years ago, a study was done and found that the average home insurance rates for South Carolina are around $977 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 29170 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in West Columbia. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-866-918-3404 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click West Columbia, SC Homeowners Insurance Online Rates Today!

29170 Home Insurance Average Premiums

Local 29170 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 29170 lowest rates with discounts applied on average.

For the 29170, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1277 /yr.

What is the average home insurance cost for a home in 29170?

  • • The average homeowners insurance premium paid annually for a home in 29170 is around $977 per year.

What does it cost on average per month for home insurance in 29170?

  • • Homeowners in 29170 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 29170?

  • • Autoowners in 29170 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Columbia area, check out other zip codes nearby 29170.
Review average rates in another zip code:
29169 homeowners insurance rates
29172 homeowners insurance rates
29170 homeowners insurance rates

Home Replacement Cost Coverage in 29170

Average Building Cost Per Square Foot in 29170: $131

Location: West Columbia, South Carolina (Lexington County)

Average Square Footage in 29170: 1,185 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29170 before you start any project. West Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29170 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29170 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,185 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,185$155,200
Additional Upgrades & Added Features$1641,185$194,000
Major Home Updates or Advancements$1971,185$232,800

It's important to understand that when you estimate your replacement cost of your home in the 29170 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29170

Allstate Insurance - Jim Macfie

Address: 3920a Augusta Hwy Ste B West Columbia, SC 29170
Phone: (803)939-0375
Website:

Best Home & Auto Insurance Agencies in 29170

Burger- Stephen A - State Farm Insurance Agent

Address: 2226 Airport Blvd West Columbia, SC 29170
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Capers- Robert

Address: 2921 Augusta Rd West Columbia, SC 29170
Phone:
Website:
Info:

Nationwide Insurance

Address: 3305 Platt Springs Rd West Columbia, SC 29170
Phone:
Website:
Info:

Allstate Insurance Company - Laurie Griner

Address: 2526 Emanuel Church Rd West Columbia, SC 29170
Phone:
Website: http://www.allstateagencies.com/080575?cid=OTC-YP.com-IYP&att=TL
Info:

Young- Roland D

Address: 4020 Platt Springs Rd West Columbia, SC 29170
Phone:
Website: http://www.roeyoung.com
Info:

Housing Demographics for 29170

Population Review for 29170 Zip Code

For the city of West Columbia, the population within 29170 has increased to over 23,574 residents in population size. The current population total is 22,422. We have broken down the population based on race below. In 29170, there are over 10857 in male population and 11565 females.

PopulationValues
Total Population22,422
White Population15928
Black Population3463
Hispanic Population1754
Asian Population387
Hawaiian Population7
Indian Population125
Other Population839
Male Population10857
Female Population11565
Population Estimate23574

Household Data for 29170

The average number of homes in 29170 is around 9,091, there are an average of 2.46 per household. The average house value according to local real estate values is around $155,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,091
Persons Per Household2.46
Average House Value$155,200
Income Per Household$64225
Median Age39.3
Median Age Male38.1
Median Age Female40.6
29170 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeN
City Alias Abbreviation
Area Code803
CityWest Columbia
City Alias NameWEST COLUMBIA
CountyLexington
County FIPS063
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses413
Number Of Employees6086
Business First Quarter Payroll83689
Business Annual Payroll336406
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02
Congressional LandArea3022.17
Delivery Residential9583
Delivery Business531
Delivery Total12452
Preferred Last Line KeyX29436
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX29436
Land Area24.452000
Water Area0.351000
City Alias Code
City Mixed CaseWest Columbia
City Alias Mixed CaseWest Columbia
Box Count0
SFDU8533
MFDU235
State ANSI45
County ANSI063
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451390
Unique ZIP Name
SSA State County Code42310
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID32
County Mixed CaseLexington

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

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    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]