15239 Home Insurance Rates & Premiums

Did you know there are over 21,211 people living within the 15239 zip code area? There are over 8,640 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

We will shop up to 12 home insurance companies for free.
We will apply all discounts and credits to help you save up to 40% or more.
We will answer any questions that you may.
We will review the best policy and coverage option in 15239.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $732 a year for a standard homeowners insurance policy in Pittsburgh. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pittsburgh, PA Homeowners Insurance Quotes Online

15239 Home Insurance Average Premiums

Local 15239 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 15239 lowest rates with discounts applied on average.

For the 15239, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$482 /yr.
Average Coverage:	$732 /yr.
2600 sq. ft. or higher (all discounts applied)	$1032 /yr.

What is the average home insurance cost for a home in 15239?

• The average homeowners insurance premium paid annually for a home in 15239 is around $732 per year.

What does it cost on average per month for home insurance in 15239?

• Homeowners in 15239 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 15239?

• Autoowners in 15239 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15239.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 15239

Average Building Cost Per Square Foot in 15239: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15239: 1,220 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15239 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15239 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15239 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,220 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$136	1,220	$165,900
Additional Upgrades & Added Features	$170	1,220	$207,375
Major Home Updates or Advancements	$204	1,220	$248,850

Calculate Your Dwelling Coverage in 15239

It's important to understand that when you estimate your replacement cost of your home in the 15239 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 15239

Shanta Sr, Bob - State Farm Insurance Agent

Address: 2818 Golden Mile Hwy Pittsburgh, PA 15239
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266695/pittsburgh_pa/shanta_sr_bob_state_farm_insurance_agent.html
Info:

Boller, Ron - State Farm Insurance Agent

Address: 907 Presque Isle Dr Pittsburgh, PA 15239
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266668/pittsburgh_pa/boller_ron_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Eric Mikula

Address: 7890 Saltsburg Rd Pittsburgh, PA 15239
Phone:
Website: http://www.allstateagencies.com/075373?cid=OTC-YP.com-IYP&att=TL
Info:

Dolhi, Jaci - Jaci Dolhi Agency

Address: 701 Rosewood Dr Pittsburgh, PA 15239
Phone:
Website: http://www.dolhiagency.com/
Info:

Mastay Ins and Fin Svc Inc - State Farm Insurance Agent

Address: 7883 Saltsburg Rd Pittsburgh, PA 15239
Phone:
Website:
Info:

Housing Demographics for 15239

Population Review for 15239 Zip Code

For the city of Pittsburgh, the population within 15239 has increased to over 21,702 residents in population size. The current population total is 21,211. We have broken down the population based on race below. In 15239, there are over 10504 in male population and 10707 females.

Population	Values
Total Population	21,211
White Population	18924
Black Population	973
Hispanic Population	362
Asian Population	270
Hawaiian Population	2
Indian Population	18
Other Population	161
Male Population	10504
Female Population	10707
Population Estimate	21702

Household Data for 15239

The average number of homes in 15239 is around 8,640, there are an average of 2.45 per household. The average house value according to local real estate values is around $165,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	8,640
Persons Per Household	2.45
Average House Value	$165,900
Income Per Household	$86281
Median Age	42.8
Median Age Male	41.4
Median Age Female	44.5

15239 Details	Values
State	PA
State Full Name	Pennsylvania
City Type	P
City Alias Abbreviation
Area Code	412
City	Pittsburgh
City Alias Name	PITTSBURGH
County	Allegheny
County FIPS	003
State FIPS	42
Time Zone	5
Day Light Saving	Y
MSA	6280
PMSA
CSA	430
CBSA	38300
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Pittsburgh, PA
MSA_Name	Pittsburgh, PA MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	464
Number Of Employees	4351
Business First Quarter Payroll	39955
Business Annual Payroll	189057
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2356285
CBSA Division Population	0
Congressional District	12
Congressional LandArea	2163.03
Delivery Residential	8858
Delivery Business	441
Delivery Total	10031
Preferred Last Line Key	X1A543
Classification Code
Multi-County
CSA Name	Pittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State Key	X1A543
Land Area	16.342000
Water Area	0.000000
City Alias Code
City Mixed Case	Pittsburgh
City Alias Mixed Case	Pittsburgh
Box Count	51
SFDU	8246
MFDU	249
State ANSI	42
County ANSI	003
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	416608
Unique ZIP Name
SSA State County Code	39010
Medicare CBSA Code	38300
Medicare CBSA Name	Pittsburgh, PA
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Allegheny

Pennsylvania Homeowners Insurance News & Information

Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

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