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15205 Homeowners Insurance Quotes & Rates

Pittsburgh residents living within the 11,357 homes available in the zip code of 15205 are shopping online to compare cheaper and more affordable Pittsburgh, PA home insurance rates. In the great city of Pittsburgh, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $717 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 15205 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 15205 home insurance rates today! Please give us a call now at 1-855-976-2656. For Pittsburgh, PA Homeowners Insurance Quotes, Click to easily get started!

15205 Home Insurance Average Premiums

Local 15205 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 15205 lowest rates with discounts applied on average.

For the 15205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 15205?

  • • The average homeowners insurance premium paid annually for a home in 15205 is around $717 per year.

What does it cost on average per month for home insurance in 15205?

  • • Homeowners in 15205 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15205?

  • • Autoowners in 15205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsburgh area, check out other zip codes nearby 15205.
Review average rates in another zip code:
15206 homeowners insurance rates
15226 homeowners insurance rates
15232 homeowners insurance rates
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15213 homeowners insurance rates
15222 homeowners insurance rates

Home Replacement Cost Coverage in 15205

Average Building Cost Per Square Foot in 15205: $136

Location: Pittsburgh, Pennsylvania (Allegheny County)

Average Square Footage in 15205: 1,063 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15205 before you start any project. Pittsburgh homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,063 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,063$144,500
Additional Upgrades & Added Features$1701,063$180,625
Major Home Updates or Advancements$2041,063$216,750

It's important to understand that when you estimate your replacement cost of your home in the 15205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15205

Best Home & Auto Insurance Agencies in 15205

Charles J Setcavage Ins Ag Inc - State Farm Insurance Agent

Address: 2500 Baldwick Road Noble Manor Shopping Center 1st Floor Pittsburgh, PA 15205
Phone:
Website:
Info:

Butts TW Agency Inc.

Address: 4893 Campbells Run Rd Pittsburgh, PA 15205
Phone:
Website: http://www.twbutts.com
Info:

Allstate Insurance Company

Address: 279 W Steuben St Pittsburgh, PA 15205
Phone:
Website:
Info:

Lukitsch, Paul - State Farm Insurance Agent

Address: 142 Noble Avenue Pittsburgh, PA 15205
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266682/pittsburgh_pa/lukitsch_paul_state_farm_insurance_agent.html
Info:

Family Insurance Services/Fis

Address: PO Box 44347 Pittsburgh, PA 15205
Phone:
Website:
Info:

Housing Demographics for 15205

Population Review for 15205 Zip Code

For the city of Pittsburgh, the population within 15205 has increased to over 24,709 residents in population size. The current population total is 23,594. We have broken down the population based on race below. In 15205, there are over 11617 in male population and 11977 females.

PopulationValues
Total Population23,594
White Population17888
Black Population2583
Hispanic Population662
Asian Population1405
Hawaiian Population4
Indian Population26
Other Population301
Male Population11617
Female Population11977
Population Estimate24709

Household Data for 15205

The average number of homes in 15205 is around 11,357, there are an average of 2.07 per household. The average house value according to local real estate values is around $144,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,357
Persons Per Household2.07
Average House Value$144,500
Income Per Household$66594
Median Age38.1
Median Age Male36.6
Median Age Female39.9
15205 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityPittsburgh
City Alias NamePITTSBURGH
CountyAllegheny
County FIPS003
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1128
Number Of Employees25554
Business First Quarter Payroll355549
Business Annual Payroll1446187
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|17
Congressional LandArea2163.03|1733.22
Delivery Residential11937
Delivery Business1208
Delivery Total12896
Preferred Last Line KeyX1A543
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A543
Land Area11.681000
Water Area0.000000
City Alias Code
City Mixed CasePittsburgh
City Alias Mixed CasePittsburgh
Box Count89
SFDU7732
MFDU2347
State ANSI42
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416608
Unique ZIP Name
SSA State County Code39010
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllegheny

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]