Get multiple home insurance quotes in 27855. Our licensed 27855, NC agents are ready to serve you.

Home Insurance Quotes in 27855

Are you shopping for a cheaper homeowners insurance rate in 27855? Our rates are very competitive for homeowners living in Murfreesboro, NC. Many homeowners located in the 27855 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our North Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 27855. To get free 27855 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 27855 zip code should appear in the zip code field ready to go. Shopping Murfreesboro, NC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 27855 to review the best rate coverages.

Your 27855 Home Insurance Costs Is Rated: Medium!

For the great city of Murfreesboro, the average home insurance premium paid annually is around $818 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our North Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Murfreesboro and need insurance on your home in the 27855 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 27855 Homeowners Insurance Rates Now!

27855 Home Insurance Average Premiums

Local 27855 homeowners insurance quotes comparison

$568 /yr.

Shows Zip Code: 27855 lowest rates with discounts applied on average.

For the 27855, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$568 /yr.
Average Coverage:$818 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1118 /yr.

What is the average home insurance cost for a home in 27855?

  • • The average homeowners insurance premium paid annually for a home in 27855 is around $818 per year.

What does it cost on average per month for home insurance in 27855?

  • • Homeowners in 27855 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 27855?

  • • Autoowners in 27855 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Murfreesboro area, check out other zip codes nearby 27855.
Review average rates in another zip code:
27855 homeowners insurance rates

Home Replacement Cost Coverage in 27855

Average Building Cost Per Square Foot in 27855: $135

Location: Murfreesboro, North Carolina (Hertford County)

Average Square Footage in 27855: 606 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27855 before you start any project. Murfreesboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27855 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27855 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 606 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Murfreesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135606$81,800
Additional Upgrades & Added Features$169606$102,250
Major Home Updates or Advancements$203606$122,700

It's important to understand that when you estimate your replacement cost of your home in the 27855 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27855

Best Home & Auto Insurance Agencies in 27855

Nationwide Insurance

Address: 408 E Main St Murfreesboro, NC 27855
Phone:
Website:
Info:

Housing Demographics for 27855

Population Review for 27855 Zip Code

For the city of Murfreesboro, the population within 27855 has increased to over 4,885 residents in population size. The current population total is 5,908. We have broken down the population based on race below. In 27855, there are over 2821 in male population and 3087 females.

PopulationValues
Total Population5,908
White Population1909
Black Population3509
Hispanic Population404
Asian Population28
Hawaiian Population1
Indian Population23
Other Population262
Male Population2821
Female Population3087
Population Estimate4885

Household Data for 27855

The average number of homes in 27855 is around 2,123, there are an average of 2.27 per household. The average house value according to local real estate values is around $81,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,123
Persons Per Household2.27
Average House Value$81,800
Income Per Household$45147
Median Age35.9
Median Age Male32.5
Median Age Female39.3
27855 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code252
CityMurfreesboro
City Alias NameMURFREESBORO
CountyHertford
County FIPS091
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses82
Number Of Employees1063
Business First Quarter Payroll7255
Business Annual Payroll31259
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea5494.28
Delivery Residential2152
Delivery Business87
Delivery Total2523
Preferred Last Line KeyY15987
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY15987
Land Area54.985000
Water Area0.368000
City Alias Code
City Mixed CaseMurfreesboro
City Alias Mixed CaseMurfreesboro
Box Count210
SFDU1989
MFDU3
State ANSI37
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number365376
Unique ZIP Name
SSA State County Code34450
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseHertford

North Carolina Homeowners Insurance News & Information

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Thursday 28th December, 2023

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Holden Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]

  • 2023 Home Insurance Rates Are Increasing, Take a Look! Posted on Monday 15th May, 2023

    Homeowner insurance rates have been climbing for more than five years, increasing a shocking 19.1 percent since 2018 according to ValuePenguin. This trend will continue in 2023. According to the latest ValuePenguin study, between Jan. 1 and March 17, 2023, homeowner insurance premiums have increased 2.8% across the country. “In 2023, the rising cost of […]