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Homeowners Insurance in 11228

In Brooklyn, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 11228 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 11228 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11228 should appear in the zip code field ready to go.

11228 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1087. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Brooklyn home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 11228 Home Insurance Rates Now!

Best 3 Options to Compare in 11228

If you want homeowners insurance quotes within the city of Brooklyn or in the 11228 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Brooklyn, NY.

11228 Home Insurance Average Premiums

Local 11228 homeowners insurance quotes comparison

$837 /yr.

Shows Zip Code: 11228 lowest rates with discounts applied on average.

For the 11228, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$837 /yr.
Average Coverage:$1087 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1387 /yr.

What is the average home insurance cost for a home in 11228?

  • • The average homeowners insurance premium paid annually for a home in 11228 is around $1087 per year.

What does it cost on average per month for home insurance in 11228?

  • • Homeowners in 11228 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 11228?

  • • Autoowners in 11228 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11228.
Review average rates in another zip code:
11239 homeowners insurance rates
11236 homeowners insurance rates
11208 homeowners insurance rates
11218 homeowners insurance rates
11220 homeowners insurance rates
11238 homeowners insurance rates
11228 homeowners insurance rates
11234 homeowners insurance rates
11207 homeowners insurance rates
11233 homeowners insurance rates

Home Replacement Cost Coverage in 11228

Average Building Cost Per Square Foot in 11228: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11228: 4,831 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11228 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,831 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,831$990,400
Additional Upgrades & Added Features$2564,831$1,238,000
Major Home Updates or Advancements$3084,831$1,485,600

It's important to understand that when you estimate your replacement cost of your home in the 11228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11228

Best Home & Auto Insurance Agencies in 11228

Allstate Insurance Companies - Sales Offices- Dyker Heights

Address: 1584 86th St Brooklyn, NY 11228
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Robert Gigli

Address: 7219 13th Ave Brooklyn, NY 11228
Phone:
Website: http://www.brooklyn.citysearch.com/profile/662314960/brooklyn_ny/allstate_insurance_company_robert_gigli.html
Info:

Frank J Silvestri Inc

Address: PO Box 57 Brooklyn, NY 11228
Phone:
Website:
Info:

Ginsberg Robert Insurance

Address: 1520 86th St Brooklyn, NY 11228
Phone:
Website:
Info:

Housing Demographics for 11228

Population Review for 11228 Zip Code

For the city of Brooklyn, the population within 11228 has increased to over 32,456 residents in population size. The current population total is 45,906. We have broken down the population based on race below. In 11228, there are over 22194 in male population and 23712 females.

PopulationValues
Total Population45,906
White Population21842
Black Population426
Hispanic Population6015
Asian Population17759
Hawaiian Population11
Indian Population287
Other Population3365
Male Population22194
Female Population23712
Population Estimate32456

Household Data for 11228

The average number of homes in 11228 is around 15,745, there are an average of 2.90 per household. The average house value according to local real estate values is around $990,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,745
Persons Per Household2.90
Average House Value$990,400
Income Per Household$77189
Median Age40.5
Median Age Male38.7
Median Age Female42.1
11228 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses860
Number Of Employees4369
Business First Quarter Payroll44956
Business Annual Payroll206130
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District11
Congressional LandArea65.83
Delivery Residential11192
Delivery Business652
Delivery Total13275
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.497000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count144
SFDU8724
MFDU2430
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]