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11232 Home Insurance Rates

For homeowners living in 11232, the population estimates are increasing to well over 30,181 with 9,290 occupied homes within the zip code of 11232. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Brooklyn have increased and the average home insurance premium is around $888 per year in 11232. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 11232 zip code today so we can help you find affordable Brooklyn, NY home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 11232

Please select one of the three options below based on your 11232 zip code to learn more about New York homeowners insurance, plus review average rates and information per state, county or city.

  1. New York Homeowners Insurance Quotes
  2. Kings County, NY Home Insurance
  3. Brooklyn, NY Home Insurance Quotes

11232 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 11232 zip code just got easier with GetHomeInsuranceQuotes.com of Brooklyn, NY. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 11232 today and let us help you review the best home insurance quotes available for homeowners living in Brooklyn.

Get 11232 Homeowners Insurance Rates Now!

11232 Home Insurance Average Premiums

Local 11232 homeowners insurance quotes comparison

$638 /yr.

Shows Zip Code: 11232 lowest rates with discounts applied on average.

For the 11232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$638 /yr.
Average Coverage:$888 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1188 /yr.

What is the average home insurance cost for a home in 11232?

  • • The average homeowners insurance premium paid annually for a home in 11232 is around $888 per year.

What does it cost on average per month for home insurance in 11232?

  • • Homeowners in 11232 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 11232?

  • • Autoowners in 11232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11232.
Review average rates in another zip code:
11209 homeowners insurance rates
11221 homeowners insurance rates
11238 homeowners insurance rates
11233 homeowners insurance rates
11220 homeowners insurance rates
11204 homeowners insurance rates
11210 homeowners insurance rates
11207 homeowners insurance rates
11237 homeowners insurance rates
11213 homeowners insurance rates

Home Replacement Cost Coverage in 11232

Average Building Cost Per Square Foot in 11232: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11232: 3,948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11232 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,948 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,948$809,300
Additional Upgrades & Added Features$2563,948$1,011,625
Major Home Updates or Advancements$3083,948$1,213,950

It's important to understand that when you estimate your replacement cost of your home in the 11232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11232

Best Home & Auto Insurance Agencies in 11232

Allstate Insurance Company - Pasquale Viggiano

Address: 878 4th Ave Brooklyn, NY 11232
Phone:
Website: http://www.brooklyn.citysearch.com/profile/662421770/brooklyn_ny/allstate_insurance_company_pasquale_viggiano.html
Info:

Housing Demographics for 11232

Population Review for 11232 Zip Code

For the city of Brooklyn, the population within 11232 has increased to over 22,308 residents in population size. The current population total is 30,181. We have broken down the population based on race below. In 11232, there are over 16654 in male population and 13527 females.

PopulationValues
Total Population30,181
White Population8936
Black Population2420
Hispanic Population14684
Asian Population5428
Hawaiian Population36
Indian Population849
Other Population9073
Male Population16654
Female Population13527
Population Estimate22308

Household Data for 11232

The average number of homes in 11232 is around 9,290, there are an average of 2.91 per household. The average house value according to local real estate values is around $809,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,290
Persons Per Household2.91
Average House Value$809,300
Income Per Household$77031
Median Age35.3
Median Age Male35.4
Median Age Female35.1
11232 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1338
Number Of Employees21139
Business First Quarter Payroll234009
Business Annual Payroll1070327
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District10
Congressional LandArea14.25
Delivery Residential7666
Delivery Business1891
Delivery Total9766
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.241000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count112
SFDU1877
MFDU5773
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]