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Searching for Homeowners Insurance in 11218

If you are a homeowners that lives in 11218 you may be searching for more affordable homeowners insurance in Brooklyn. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Brooklyn, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 11218 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Brooklyn, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 11218 Home Insurance Costs: high!

In Brooklyn, homeowners are paying roughly $909 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 11218 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Brooklyn are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 11218 policy right now!

11218 Home Insurance Average Premiums

Local 11218 homeowners insurance quotes comparison

$659 /yr.

Shows Zip Code: 11218 lowest rates with discounts applied on average.

For the 11218, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$659 /yr.
Average Coverage:$909 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1209 /yr.

What is the average home insurance cost for a home in 11218?

  • • The average homeowners insurance premium paid annually for a home in 11218 is around $909 per year.

What does it cost on average per month for home insurance in 11218?

  • • Homeowners in 11218 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 11218?

  • • Autoowners in 11218 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Brooklyn, check out other zip codes nearby 11218.
To review average rates in another zip code, click on a zip code below:
11232  |  11223  |  11212  |  11219  |  11211  |  11235  |  11228  |  11210  |  11234  |  11203  | 

Home Replacement Cost Coverage in 11218

Average Building Cost Per Square Foot in 11218: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11218: 4,042 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11218 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11218 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11218 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,042 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,042$828,600
Additional Upgrades & Added Features$2564,042$1,035,750
Major Home Updates or Advancements$3084,042$1,242,900

It's important to understand that when you estimate your replacement cost of your home in the 11218 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11218

Best Home & Auto Insurance Agencies in 11218

Allstate Insurance Company - Robert Marcu

Address: 338 E 5th St Brooklyn, NY 11218
Phone:
Website: http://www.allstateagencies.com/014875?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company

Address: 72 13th Ave Brooklyn, NY 11218
Phone:
Website: http://www.brooklyn.citysearch.com/profile/external/608779030/brooklyn_ny/allstate_insurance_company.html
Info:

Foster, Christopher - State Farm Insurance Agent

Address: 625 Church Ave Brooklyn, NY 11218
Phone:
Website: http://www.citysearch.com/profile/external/603124342/brooklyn_ny/foster_christopher_state_farm_insurance_agent.html
Info:

Cheema Insurance Agency

Address: 719 Coney Island Ave Brooklyn, NY 11218
Phone:
Website:
Info:

Housing Demographics for 11218

Population Review for 11218 Zip Code

For the city of Brooklyn, the population within 11218 has increased to over 71,214 residents in population size. The current population total is 78,642. We have broken down the population based on race below. In 11218, there are over 39100 in male population and 39542 females.

PopulationValues
Total Population78,642
White Population38647
Black Population6109
Hispanic Population14090
Asian Population17033
Hawaiian Population26
Indian Population838
Other Population9038
Male Population39100
Female Population39542
Population Estimate71214

Household Data for 11218

The average number of homes in 11218 is around 26,191, there are an average of 2.96 per household. The average house value according to local real estate values is around $828,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,191
Persons Per Household2.96
Average House Value$828,600
Income Per Household$81857
Median Age34.9
Median Age Male34.0
Median Age Female35.7
11218 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1897
Number Of Employees22678
Business First Quarter Payroll194593
Business Annual Payroll874204
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09|10
Congressional LandArea15.54|14.25
Delivery Residential24059
Delivery Business1532
Delivery Total25901
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.362000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count191
SFDU6476
MFDU17201
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]