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Are you paying too much for homeowners insurance in 11219? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Brooklyn, NY that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our New York licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 11219?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 11219 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 11219 and get ready to save.

3 Easy Ways To Save Money In 11219

These three links will help you explore home insurance quotes in 11219 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 11219 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Brooklyn is roughly $1053. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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11219 Home Insurance Average Premiums

Local 11219 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 11219 lowest rates with discounts applied on average.

For the 11219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 11219?

  • • The average homeowners insurance premium paid annually for a home in 11219 is around $1053 per year.

What does it cost on average per month for home insurance in 11219?

  • • Homeowners in 11219 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 11219?

  • • Autoowners in 11219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11219.
Review average rates in another zip code:
11216 homeowners insurance rates
11238 homeowners insurance rates
11222 homeowners insurance rates
11204 homeowners insurance rates
11231 homeowners insurance rates
11237 homeowners insurance rates
11205 homeowners insurance rates
11232 homeowners insurance rates
11209 homeowners insurance rates
11236 homeowners insurance rates

Home Replacement Cost Coverage in 11219

Average Building Cost Per Square Foot in 11219: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11219: 4,680 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11219 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,680 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,680$959,400
Additional Upgrades & Added Features$2564,680$1,199,250
Major Home Updates or Advancements$3084,680$1,439,100

It's important to understand that when you estimate your replacement cost of your home in the 11219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11219

Best Home & Auto Insurance Agencies in 11219

Gnp Insurance Brokerage

Address: 1338 43rd St Brooklyn, NY 11219
Phone:
Website: http://www.gnpbrokerage.com
Info:

Allstate Insurance Company - Michael Spinelli

Address: 6622 11th Ave Brooklyn, NY 11219
Phone:
Website: http://www.allstateagencies.com/082956?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Piotr Wendland

Address: 5503 13th Ave Brooklyn, NY 11219
Phone:
Website: http://www.allstateagencies.com/PiotrWendland/Welcome/
Info:

Housing Demographics for 11219

Population Review for 11219 Zip Code

For the city of Brooklyn, the population within 11219 has increased to over 83,524 residents in population size. The current population total is 103,447. We have broken down the population based on race below. In 11219, there are over 51960 in male population and 51487 females.

PopulationValues
Total Population103,447
White Population58737
Black Population1215
Hispanic Population12312
Asian Population26981
Hawaiian Population25
Indian Population747
Other Population11497
Male Population51960
Female Population51487
Population Estimate83524

Household Data for 11219

The average number of homes in 11219 is around 28,376, there are an average of 3.61 per household. The average house value according to local real estate values is around $959,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode28,376
Persons Per Household3.61
Average House Value$959,400
Income Per Household$44450
Median Age27.1
Median Age Male26.1
Median Age Female28.2
11219 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3095
Number Of Employees37112
Business First Quarter Payroll437698
Business Annual Payroll1904593
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09|10|11
Congressional LandArea15.54|14.25|65.83
Delivery Residential23137
Delivery Business2456
Delivery Total26427
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.492000
Water Area0.000000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count232
SFDU7972
MFDU14808
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]