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Compare 11238 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Brooklyn just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 27,473 neighbors looking to save on their home insurance policy in the local 11238 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 11238. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Brooklyn, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Brooklyn, NY

11238 Home Insurance Average Premiums

Local 11238 homeowners insurance quotes comparison

$872 /yr.

Shows Zip Code: 11238 lowest rates with discounts applied on average.

For the 11238, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$872 /yr.
Average Coverage:$1122 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1422 /yr.

What is the average home insurance cost for a home in 11238?

  • • The average homeowners insurance premium paid annually for a home in 11238 is around $1122 per year.

What does it cost on average per month for home insurance in 11238?

  • • Homeowners in 11238 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 11238?

  • • Autoowners in 11238 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooklyn area, check out other zip codes nearby 11238.
Review average rates in another zip code:
11216 homeowners insurance rates
11205 homeowners insurance rates
11225 homeowners insurance rates
11220 homeowners insurance rates
11233 homeowners insurance rates
11207 homeowners insurance rates
11214 homeowners insurance rates
11228 homeowners insurance rates
11231 homeowners insurance rates
11235 homeowners insurance rates

Home Replacement Cost Coverage in 11238

Average Building Cost Per Square Foot in 11238: $205

Location: Brooklyn, New York (Kings County)

Average Square Footage in 11238: 4,985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11238 before you start any project. Brooklyn homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11238 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11238 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,985 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooklyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2054,985$1,022,000
Additional Upgrades & Added Features$2564,985$1,277,500
Major Home Updates or Advancements$3084,985$1,533,000

It's important to understand that when you estimate your replacement cost of your home in the 11238 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11238

Best Home & Auto Insurance Agencies in 11238

Allstate Insurance Company - Irvan Taylor

Address: 657 Vanderbilt Ave Brooklyn, NY 11238
Phone:
Website: http://www.allstateagencies.com/IrvTaylor/Welcome/
Info:

Housing Demographics for 11238

Population Review for 11238 Zip Code

For the city of Brooklyn, the population within 11238 has increased to over 60,920 residents in population size. The current population total is 60,090. We have broken down the population based on race below. In 11238, there are over 27403 in male population and 32687 females.

PopulationValues
Total Population60,090
White Population27394
Black Population18375
Hispanic Population7222
Asian Population4782
Hawaiian Population20
Indian Population195
Other Population2926
Male Population27403
Female Population32687
Population Estimate60920

Household Data for 11238

The average number of homes in 11238 is around 27,473, there are an average of 2.16 per household. The average house value according to local real estate values is around $1,022,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,473
Persons Per Household2.16
Average House Value$1,022,000
Income Per Household$114427
Median Age34.7
Median Age Male34.5
Median Age Female34.8
11238 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code347/917/718/929/646
CityBrooklyn
City Alias NameBROOKLYN
CountyKings
County FIPS047
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1296
Number Of Employees8438
Business First Quarter Payroll81854
Business Annual Payroll414989
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District07|08|09|10
Congressional LandArea16.16|29.66|15.54|14.25
Delivery Residential28204
Delivery Business1232
Delivery Total31042
Preferred Last Line KeyV12317
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12317
Land Area1.849000
Water Area0.088000
City Alias Code
City Mixed CaseBrooklyn
City Alias Mixed CaseBrooklyn
Box Count409
SFDU2735
MFDU24663
State ANSI36
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350995
Unique ZIP Name
SSA State County Code33331
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKings

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]