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71129 Home Insurance Quotes & Rates

Currently, the 5,598 homes within the 71129 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Louisiana is around $1,557 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Shreveport, LA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 71129.

Louisiana is now ranking #3 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Shreveport home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Louisiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 71129 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Shreveport, Louisiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Shreveport, LA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

71129 Home Insurance Average Premiums

Local 71129 homeowners insurance quotes comparison

$1307 /yr.

Shows Zip Code: 71129 lowest rates with discounts applied on average.

For the 71129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1307 /yr.
Average Coverage:$1557 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1857 /yr.

What is the average home insurance cost for a home in 71129?

  • • The average homeowners insurance premium paid annually for a home in 71129 is around $1557 per year.

What does it cost on average per month for home insurance in 71129?

  • • Homeowners in 71129 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 71129?

  • • Autoowners in 71129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71129.
Review average rates in another zip code:
71119 homeowners insurance rates
71107 homeowners insurance rates
71106 homeowners insurance rates
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71109 homeowners insurance rates
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71115 homeowners insurance rates
71101 homeowners insurance rates
71103 homeowners insurance rates
71104 homeowners insurance rates

Home Replacement Cost Coverage in 71129

Average Building Cost Per Square Foot in 71129: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71129: 1,298 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71129 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,298 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,298$158,300
Additional Upgrades & Added Features$1531,298$197,875
Major Home Updates or Advancements$1831,298$237,450

It's important to understand that when you estimate your replacement cost of your home in the 71129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71129

Best Home & Auto Insurance Agencies in 71129

Allstate Insurance Companies

Address: 7600 Pines Rd Shreveport, LA 71129
Phone:
Website:
Info:

Talbert- Glenn E - State Farm Insurance Agent

Address: 7700 Pines Rd Shreveport, LA 71129
Phone:
Website:
Info:

Brooks- Nora A - State Farm Insurance Agent

Address: 6041 Five Oaks Dr Shreveport, LA 71129
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 71129

Population Review for 71129 Zip Code

For the city of Shreveport, the population within 71129 has increased to over 15,310 residents in population size. The current population total is 13,198. We have broken down the population based on race below. In 71129, there are over 6125 in male population and 7073 females.

PopulationValues
Total Population13,198
White Population4253
Black Population7757
Hispanic Population668
Asian Population77
Hawaiian Population1
Indian Population66
Other Population454
Male Population6125
Female Population7073
Population Estimate15310

Household Data for 71129

The average number of homes in 71129 is around 5,598, there are an average of 2.34 per household. The average house value according to local real estate values is around $158,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,598
Persons Per Household2.34
Average House Value$158,300
Income Per Household$47306
Median Age38.2
Median Age Male36.3
Median Age Female39.7
71129 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityShreveport
City Alias NameSHREVEPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses317
Number Of Employees7768
Business First Quarter Payroll74424
Business Annual Payroll310207
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential6543
Delivery Business479
Delivery Total7010
Preferred Last Line KeyY24454
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24454
Land Area42.718000
Water Area0.279000
City Alias Code
City Mixed CaseShreveport
City Alias Mixed CaseShreveport
Box Count0
SFDU3185
MFDU1635
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217956
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]