Home Insurance in 70003

Our rates are very competitive for homeowners living in the 70003 zip code. Many homeowners based out of Metairie, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70003 should appear in the zip code field ready to go.

70003 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Metairie area? The average homeowners premium in 70003 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 70003, you can expect to pay around $1584 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 70003

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 70003 home insurance shopping today!

Metairie, LA Home Insurance Quotes

70003 Home Insurance Average Premiums

Local 70003 homeowners insurance quotes comparison

$1334 /yr.

Shows Zip Code: 70003 lowest rates with discounts applied on average.

For the 70003, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1334 /yr.
Average Coverage:	$1584 /yr.
2600 sq. ft. or higher (all discounts applied)	$1884 /yr.

What is the average home insurance cost for a home in 70003?

• The average homeowners insurance premium paid annually for a home in 70003 is around $1584 per year.

What does it cost on average per month for home insurance in 70003?

• Homeowners in 70003 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70003?

• Autoowners in 70003 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Metairie area, check out other zip codes nearby 70003.
Review average rates in another zip code:
70006 homeowners insurance rates
70003 homeowners insurance rates
70002 homeowners insurance rates
70005 homeowners insurance rates
70001 homeowners insurance rates

Home Replacement Cost Coverage in 70003

Average Building Cost Per Square Foot in 70003: $122

Location: Metairie, Louisiana (Jefferson County)

Average Square Footage in 70003: 1,760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70003 before you start any project. Metairie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70003 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70003 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,760 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	1,760	$214,700
Additional Upgrades & Added Features	$153	1,760	$268,375
Major Home Updates or Advancements	$183	1,760	$322,050

Calculate Your Dwelling Coverage in 70003

It's important to understand that when you estimate your replacement cost of your home in the 70003 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 70003

Allstate Insurance Company - Robert Cambias

Address: 6601 Veterans Memorial Boulevard Metairie, LA 70003
Phone:
Website: http://www.allstateagencies.com/086586?cid=OTC-YP.com-IYP&att=TL
Info:

ACE Cash Express

Address: 5920 Veterans Memorial Boulevard Metairie, LA 70003
Phone:
Website: http://www.acecashexpress.com/
Info:

Brockhoff- Robert E

Address: 5500 Veterans Memorial Blvd Metairie, LA 70003
Phone:
Website:
Info:

Burghardt Insurance Agency - Gentilly

Address: 3008 David Dr Metairie, LA 70003
Phone:
Website: http://www.danburghardt.com
Info:

State Farm Bank

Address: 2408 David Dr, #2 Metairie, LA 70003
Phone:
Website: http://www.amyfalcon.com/
Info:

Housing Demographics for 70003

Population Review for 70003 Zip Code

For the city of Metairie, the population within 70003 has increased to over 41,355 residents in population size. The current population total is 40,068. We have broken down the population based on race below. In 70003, there are over 19228 in male population and 20840 females.

Population	Values
Total Population	40,068
White Population	25696
Black Population	4755
Hispanic Population	7962
Asian Population	1351
Hawaiian Population	8
Indian Population	246
Other Population	3325
Male Population	19228
Female Population	20840
Population Estimate	41355

Household Data for 70003

The average number of homes in 70003 is around 16,194, there are an average of 2.46 per household. The average house value according to local real estate values is around $214,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	16,194
Persons Per Household	2.46
Average House Value	$214,700
Income Per Household	$67910
Median Age	41.6
Median Age Male	39.8
Median Age Female	43.4

70003 Details	Values
State	LA
State Full Name	Louisiana
City Type	P
City Alias Abbreviation
Area Code	504
City	Metairie
City Alias Name	METAIRIE
County	Jefferson
County FIPS	051
State FIPS	22
Time Zone	6
Day Light Saving	Y
MSA	5560
PMSA
CSA	406
CBSA	35380
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	New Orleans-Metairie, LA
MSA_Name	New Orleans, LA MSA
PMSA_Name
Region	South
Division	West South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	609
Number Of Employees	8045
Business First Quarter Payroll	151855
Business Annual Payroll	701873
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1167764
CBSA Division Population	0
Congressional District	01\|02
Congressional LandArea	4030.23\|1268.48
Delivery Residential	16811
Delivery Business	763
Delivery Total	18053
Preferred Last Line Key	Y24128
Classification Code
Multi-County
CSA Name	New Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State Key	Y24128
Land Area	6.958000
Water Area	0.153000
City Alias Code
City Mixed Case	Metairie
City Alias Mixed Case	Metairie
Box Count	0
SFDU	14760
MFDU	1906
State ANSI	22
County ANSI	051
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	216051
Unique ZIP Name
SSA State County Code	19250
Medicare CBSA Code	35380
Medicare CBSA Name	New Orleans-Metairie, LA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Jefferson

Louisiana Homeowners Insurance News & Information

Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

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