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70005 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 70005? Our rates are very competitive for homeowners living in Metairie, LA. Many homeowners based out of your 70005 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70005 should appear in the zip code field ready to go. For Metairie, LA Home Insurance Rate Quotes click to review the best rates and service online!

70005 Average Premium is Rated: Very High!

Homeowners living in 70005 can easily save up to 40% off the average home insurance premium of $1626 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Metairie that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 70005 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 70005!

70005 Home Insurance Average Premiums

Local 70005 homeowners insurance quotes comparison

$1376 /yr.

Shows Zip Code: 70005 lowest rates with discounts applied on average.

For the 70005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1376 /yr.
Average Coverage:$1626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1926 /yr.

What is the average home insurance cost for a home in 70005?

  • • The average homeowners insurance premium paid annually for a home in 70005 is around $1626 per year.

What does it cost on average per month for home insurance in 70005?

  • • Homeowners in 70005 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 70005?

  • • Autoowners in 70005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Metairie area, check out other zip codes nearby 70005.
Review average rates in another zip code:
70006 homeowners insurance rates
70002 homeowners insurance rates
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70003 homeowners insurance rates

Home Replacement Cost Coverage in 70005

Average Building Cost Per Square Foot in 70005: $122

Location: Metairie, Louisiana (Jefferson County)

Average Square Footage in 70005: 2,711 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70005 before you start any project. Metairie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,711 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,711$330,700
Additional Upgrades & Added Features$1532,711$413,375
Major Home Updates or Advancements$1832,711$496,050

It's important to understand that when you estimate your replacement cost of your home in the 70005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70005

State Farm Insurance Companies - Agents Offices

Address: 801 Veterans Memorial Boulevard Metairie, LA 70005
Phone: (504)837-1131
Website: www.statefarm.com

Raymond Joseph L Insurance

Address: 801 Veterans Memorial Boulevard Metairie, LA 70005
Phone: (504)837-1131
Website:

State Farm Insurance

Address: 801 Veterans Memorial Boulevard Metairie, LA 70005
Phone: (504)837-1131
Website: www.statefarm.com

Best Home & Auto Insurance Agencies in 70005

Bradshaw Insurance Agency

Address: 749 Aurora Avenue Metairie, LA 70005
Phone:
Website: http://www.realpagessites.com/bradshawinsurance
Info:

Allstate Insurance Companies

Address: 401 Veterans Memorial Blvd, #104 Metairie, LA 70005
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Rome- Robert W - State Farm Insurance Agent

Address: 801 Veterans Memorial Blvd Metairie, LA 70005
Phone:
Website:
Info:

Allstate Insurance Company - Billy Bravender

Address: 701 Metairie Road Metairie, LA 70005
Phone:
Website: http://www.allstateagencies.com/079505?cid=OTC-YP.com-IYP&att=TL
Info:

Stone Insurance, Incorporated

Address: 111 Veterans Memorial Boulevard #802 Metairie, LA 70005
Phone:
Website:
Info:

Housing Demographics for 70005

Population Review for 70005 Zip Code

For the city of Metairie, the population within 70005 has increased to over 26,840 residents in population size. The current population total is 25,431. We have broken down the population based on race below. In 70005, there are over 12079 in male population and 13352 females.

PopulationValues
Total Population25,431
White Population20010
Black Population956
Hispanic Population3647
Asian Population672
Hawaiian Population7
Indian Population89
Other Population1470
Male Population12079
Female Population13352
Population Estimate26840

Household Data for 70005

The average number of homes in 70005 is around 11,795, there are an average of 2.15 per household. The average house value according to local real estate values is around $330,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,795
Persons Per Household2.15
Average House Value$330,700
Income Per Household$74819
Median Age44.4
Median Age Male42.2
Median Age Female46.8
70005 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityMetairie
City Alias NameMETAIRIE
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses819
Number Of Employees8845
Business First Quarter Payroll103181
Business Annual Payroll452539
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential12484
Delivery Business873
Delivery Total13357
Preferred Last Line KeyY24128
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24128
Land Area4.198000
Water Area0.268000
City Alias Code
City Mixed CaseMetairie
City Alias Mixed CaseMetairie
Box Count0
SFDU9834
MFDU2625
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216051
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]