Get multiple home insurance quotes in 66605. Our licensed 66605, KS agents are ready to serve you.

66605 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 66605 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Topeka, KS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 66605 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kansas, like average Topeka homeowners insurance rates, coverage options or home insurance types, please select Topeka, KS Home Insurance Rates Online!

66605 Home Insurance Average Premiums

Local 66605 homeowners insurance quotes comparison

$868 /yr.

Shows Zip Code: 66605 lowest rates with discounts applied on average.

For the 66605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$868 /yr.
Average Coverage:$1118 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1418 /yr.

What is the average home insurance cost for a home in 66605?

  • • The average homeowners insurance premium paid annually for a home in 66605 is around $1118 per year.

What does it cost on average per month for home insurance in 66605?

  • • Homeowners in 66605 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66605?

  • • Autoowners in 66605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66605.
Review average rates in another zip code:
66610 homeowners insurance rates
66606 homeowners insurance rates
66619 homeowners insurance rates
66621 homeowners insurance rates
66612 homeowners insurance rates
66607 homeowners insurance rates
66614 homeowners insurance rates
66603 homeowners insurance rates
66609 homeowners insurance rates
66611 homeowners insurance rates

Home Replacement Cost Coverage in 66605

Average Building Cost Per Square Foot in 66605: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66605: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66605 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126932$117,400
Additional Upgrades & Added Features$158932$146,750
Major Home Updates or Advancements$189932$176,100

It's important to understand that when you estimate your replacement cost of your home in the 66605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66605

AASI Insurance Inc

Address: 2820 Southeast 29th Street Topeka, KS 66605
Phone: (785)266-7335
Website: www.aasiinsurance.com

Hauschild Harry

Address: 2820 Southeast 29th Street Topeka, KS 66605
Phone: (785)266-7335
Website: www.aa-si.com

Best Home & Auto Insurance Agencies in 66605

AASI Insurance Inc

Address: 2820 SE 29th St Topeka, KS 66605
Phone:
Website: http://www.aasiinsurance.com
Info:

Tew, David - Shelter Insurance

Address: 1720 SE 29th St Topeka, KS 66605
Phone:
Website: http://www.shelterinsurance.com/CA/agent/DAVIDTEW
Info:

ABK INSURANCE AGENCY Incorporated

Address: 3339 SE Adams St Topeka, KS 66605
Phone:
Website: http://www.abkinsurance.com/
Info:

American Family Insurance - Jeremy W Stone

Address: 3627 SE 29th St, Ste 111 Topeka, KS 66605
Phone:
Website: http://www.insurance-agency.amfam.com/KS/jeremy-w-stone/default.aspx?sourceid=yp3
Info:

Shaffer- Larry E

Address: 2900 SE Kentucky Ave Topeka, KS 66605
Phone:
Website: http://www.statefarm.com
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Housing Demographics for 66605

Population Review for 66605 Zip Code

For the city of Topeka, the population within 66605 has increased to over 20,926 residents in population size. The current population total is 19,531. We have broken down the population based on race below. In 66605, there are over 9391 in male population and 10140 females.

PopulationValues
Total Population19,531
White Population11427
Black Population2870
Hispanic Population4761
Asian Population119
Hawaiian Population11
Indian Population312
Other Population1973
Male Population9391
Female Population10140
Population Estimate20926

Household Data for 66605

The average number of homes in 66605 is around 7,390, there are an average of 2.63 per household. The average house value according to local real estate values is around $117,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,390
Persons Per Household2.63
Average House Value$117,400
Income Per Household$52399
Median Age37.4
Median Age Male35.6
Median Age Female38.7
66605 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses193
Number Of Employees1995
Business First Quarter Payroll12578
Business Annual Payroll54555
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential7957
Delivery Business218
Delivery Total9786
Preferred Last Line KeyW21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area10.002000
Water Area0.132000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count206
SFDU7284
MFDU100
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]