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If you live in the 66223 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Overland Park have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our KS licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 66223 and then compare quotes from a variety of nationwide insurance companies.

66223 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 66223 the average premium for homeowners coverage is $1025 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 66223. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 66223 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Overland Park, KS home insurance quotes in your area.

66223 Home Insurance Average Premiums

Local 66223 homeowners insurance quotes comparison

$775 /yr.

Shows Zip Code: 66223 lowest rates with discounts applied on average.

For the 66223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$775 /yr.
Average Coverage:$1025 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1325 /yr.

What is the average home insurance cost for a home in 66223?

  • • The average homeowners insurance premium paid annually for a home in 66223 is around $1025 per year.

What does it cost on average per month for home insurance in 66223?

  • • Homeowners in 66223 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 66223?

  • • Autoowners in 66223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66223.
Review average rates in another zip code:
66213 homeowners insurance rates
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66214 homeowners insurance rates
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66212 homeowners insurance rates

Home Replacement Cost Coverage in 66223

Average Building Cost Per Square Foot in 66223: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66223: 2,733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66223 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,733 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,733$344,300
Additional Upgrades & Added Features$1582,733$430,375
Major Home Updates or Advancements$1892,733$516,450

It's important to understand that when you estimate your replacement cost of your home in the 66223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66223

Best Home & Auto Insurance Agencies in 66223

Allstate Insurance CO

Address: 8314 W 144th St Overland Park, KS 66223
Phone:
Website:
Info:

Fisher- Steven C

Address: 7545 W 151st St Overland Park, KS 66223
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Davis- G Sam

Address: 6240 W 135th St, #100 Overland Park, KS 66223
Phone:
Website: http://www.gsamdavis.com
Info:

American Family Insurance - Ronald P Shrum

Address: 7944 W 151st St Overland Park, KS 66223
Phone:
Website: http://www.insurance-agency.amfam.com/ks/ronald-p-shrum/default.aspx?sourceid=yp3
Info:

Housing Demographics for 66223

Population Review for 66223 Zip Code

For the city of Overland Park, the population within 66223 has increased to over 26,731 residents in population size. The current population total is 24,843. We have broken down the population based on race below. In 66223, there are over 12117 in male population and 12726 females.

PopulationValues
Total Population24,843
White Population16749
Black Population1090
Hispanic Population1273
Asian Population4936
Hawaiian Population6
Indian Population73
Other Population317
Male Population12117
Female Population12726
Population Estimate26731

Household Data for 66223

The average number of homes in 66223 is around 9,836, there are an average of 2.53 per household. The average house value according to local real estate values is around $344,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,836
Persons Per Household2.53
Average House Value$344,300
Income Per Household$102239
Median Age37.1
Median Age Male35.6
Median Age Female38.3
66223 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityOverland Park
City Alias NameOVERLAND PARK
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses800
Number Of Employees10530
Business First Quarter Payroll97038
Business Annual Payroll428187
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential10566
Delivery Business673
Delivery Total10677
Preferred Last Line KeyW21171
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21171
Land Area6.245000
Water Area0.067000
City Alias Code
City Mixed CaseOverland Park
City Alias Mixed CaseOverland Park
Box Count0
SFDU683
MFDU4285
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

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  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]