Get multiple home insurance quotes in 66210. Our licensed 66210, KS agents are ready to serve you.

66210 Home Insurance Quotes & Rates

Currently, the 8,714 homes within the 66210 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Kansas is around $1,067 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Overland Park, KS, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 66210.

Kansas is now ranking #14 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Overland Park home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Kansas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 66210 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Overland Park, Kansas home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Overland Park, KS Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

66210 Home Insurance Average Premiums

Local 66210 homeowners insurance quotes comparison

$817 /yr.

Shows Zip Code: 66210 lowest rates with discounts applied on average.

For the 66210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$817 /yr.
Average Coverage:$1067 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1367 /yr.

What is the average home insurance cost for a home in 66210?

  • • The average homeowners insurance premium paid annually for a home in 66210 is around $1067 per year.

What does it cost on average per month for home insurance in 66210?

  • • Homeowners in 66210 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66210?

  • • Autoowners in 66210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66210.
Review average rates in another zip code:
66210 homeowners insurance rates
66221 homeowners insurance rates
66223 homeowners insurance rates
66224 homeowners insurance rates
66204 homeowners insurance rates
66207 homeowners insurance rates
66213 homeowners insurance rates
66212 homeowners insurance rates
66214 homeowners insurance rates

Home Replacement Cost Coverage in 66210

Average Building Cost Per Square Foot in 66210: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66210: 2,371 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66210 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,371 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,371$298,800
Additional Upgrades & Added Features$1582,371$373,500
Major Home Updates or Advancements$1892,371$448,200

It's important to understand that when you estimate your replacement cost of your home in the 66210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66210

Kemper Insurance

Address: 9900 W 109th St Overland Park, KS 66210
Phone: (913)469-7846
Website:

Farmers Insurance Group

Address: 11827 W 112th St Suite 100 Overland Park, KS 66210
Phone: (913)696-1787
Website: www.farmersinsurancequote.com

Insurance Risk Mgrs Ltd

Address: 9393 W 110th St Overland Park, KS 66210
Phone: (913)451-0500
Website:

Best Home & Auto Insurance Agencies in 66210

Burns- John W - State Farm Insurance Agent

Address: 11020 Quivira Rd Overland Park, KS 66210
Phone:
Website: http://www.johnburnsins.com
Info:

Insurance Risk Mgrs Ltd

Address: 9393 W 110th St Overland Park, KS 66210
Phone:
Website:
Info:

Kemper Insurance

Address: 9900 W 109th St Overland Park, KS 66210
Phone:
Website:
Info:

Jim Gilmore Ins Agy Inc - State Farm Insurance Agent

Address: 11009 Metcalf Ave Overland Park, KS 66210
Phone:
Website:
Info:

Bentwood Insurance Agency LLC

Address: 10999 Metcalf Ave Overland Park, KS 66210
Phone:
Website:
Info:

Housing Demographics for 66210

Population Review for 66210 Zip Code

For the city of Overland Park, the population within 66210 has increased to over 20,398 residents in population size. The current population total is 19,057. We have broken down the population based on race below. In 66210, there are over 9244 in male population and 9813 females.

PopulationValues
Total Population19,057
White Population14281
Black Population991
Hispanic Population1263
Asian Population1758
Hawaiian Population18
Indian Population71
Other Population405
Male Population9244
Female Population9813
Population Estimate20398

Household Data for 66210

The average number of homes in 66210 is around 8,714, there are an average of 2.17 per household. The average house value according to local real estate values is around $298,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,714
Persons Per Household2.17
Average House Value$298,800
Income Per Household$84770
Median Age38.6
Median Age Male37.1
Median Age Female40.1
66210 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityOverland Park
City Alias NameOVERLAND PARK
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1415
Number Of Employees28572
Business First Quarter Payroll634899
Business Annual Payroll2611801
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential9400
Delivery Business1198
Delivery Total16235
Preferred Last Line KeyW21171
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21171
Land Area6.052000
Water Area0.033000
City Alias Code
City Mixed CaseOverland Park
City Alias Mixed CaseOverland Park
Box Count0
SFDU910
MFDU3031
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]