Get multiple home insurance quotes in 66213. Our licensed 66213, KS agents are ready to serve you.

66213 Home Insurance Rates & Premiums

Did you know there are over 30,987 people living within the 66213 zip code area? There are over 12,776 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 66213.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Kansas are on the rise. The estimated average premium is around $1,063 a year for a standard homeowners insurance policy in Overland Park. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Overland Park, KS Homeowners Insurance Quotes Online

66213 Home Insurance Average Premiums

Local 66213 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 66213 lowest rates with discounts applied on average.

For the 66213, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 66213?

  • • The average homeowners insurance premium paid annually for a home in 66213 is around $1063 per year.

What does it cost on average per month for home insurance in 66213?

  • • Homeowners in 66213 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66213?

  • • Autoowners in 66213 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Overland Park area, check out other zip codes nearby 66213.
Review average rates in another zip code:
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66214 homeowners insurance rates

Home Replacement Cost Coverage in 66213

Average Building Cost Per Square Foot in 66213: $126

Location: Overland Park, Kansas (Johnson County)

Average Square Footage in 66213: 2,834 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66213 before you start any project. Overland Park homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66213 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66213 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,834 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Overland Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,834$357,100
Additional Upgrades & Added Features$1582,834$446,375
Major Home Updates or Advancements$1892,834$535,650

It's important to understand that when you estimate your replacement cost of your home in the 66213 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66213

Best Home & Auto Insurance Agencies in 66213

O'hagan- James J

Address: 10148 W 119th St Overland Park, KS 66213
Phone:
Website:
Info:

American Family Insurance- Derwin P Flener

Address: 11970 W 119th St Overland Park, KS 66213
Phone:
Website: http://www.amfam.com/
Info:

American Family Insurance Leo Mickeletto Agncy Inc

Address: 12501 Antioch Rd, Ste A Shawnee Mission, KS 66213
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Weiner- Stephen F - State Farm Insurance Agent

Address: 7406 W 119th St Overland Park, KS 66213
Phone:
Website:
Info:

Housing Demographics for 66213

Population Review for 66213 Zip Code

For the city of Overland Park, the population within 66213 has increased to over 32,984 residents in population size. The current population total is 30,987. We have broken down the population based on race below. In 66213, there are over 15034 in male population and 15953 females.

PopulationValues
Total Population30,987
White Population23194
Black Population1240
Hispanic Population1783
Asian Population3748
Hawaiian Population19
Indian Population75
Other Population409
Male Population15034
Female Population15953
Population Estimate32984

Household Data for 66213

The average number of homes in 66213 is around 12,776, there are an average of 2.42 per household. The average house value according to local real estate values is around $357,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,776
Persons Per Household2.42
Average House Value$357,100
Income Per Household$108093
Median Age39.1
Median Age Male37.5
Median Age Female40.6
66213 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityOverland Park
City Alias NameOVERLAND PARK
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses899
Number Of Employees13559
Business First Quarter Payroll231620
Business Annual Payroll943320
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential13630
Delivery Business640
Delivery Total14900
Preferred Last Line KeyW21171
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21171
Land Area7.816000
Water Area0.023000
City Alias Code
City Mixed CaseOverland Park
City Alias Mixed CaseOverland Park
Box Count0
SFDU766
MFDU6034
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]