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50327 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 50327 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Pleasant Hill, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 50327.
Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.
If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 50327 and start shopping.
Quickly and Easily Compare Average Rates for 50327
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pleasant Hill, IA home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 50327
Homeowners in Pleasant Hill are paying roughly $715 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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50327 Home Insurance Average Premiums
$465 /yr.
Shows Zip Code: 50327 lowest rates with discounts applied on average.
For the 50327, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $465 /yr. |
| Average Coverage: | $715 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1015 /yr. |
What is the average home insurance cost for a home in 50327?
- • The average homeowners insurance premium paid annually for a home in 50327 is around $715 per year.
What does it cost on average per month for home insurance in 50327?
- • Homeowners in 50327 pay a monthly average cost per month around $60.00.
What kind of discount could I get if I combine my home and auto insurance together in 50327?
- • Autoowners in 50327 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Pleasant Hill, check out other zip codes nearby 50327.
To review average rates in another zip code, click on a zip code below:
50327 |
Home Replacement Cost Coverage in 50327
Average Building Cost Per Square Foot in 50327: $130
Location: Pleasant Hill, Iowa (Polk County)Average Square Footage in 50327: 1,907 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 50327 before you start any project. Pleasant Hill homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50327 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 50327 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,907 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pleasant Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $130 | 1,907 | $247,900 |
| Additional Upgrades & Added Features | $163 | 1,907 | $309,875 |
| Major Home Updates or Advancements | $195 | 1,907 | $371,850 |
It's important to understand that when you estimate your replacement cost of your home in the 50327 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 50327
Best Home & Auto Insurance Agencies in 50327
Williams, Nicole - Shelter Insurance
Address: 4830 Maple Dr, #7 Pleasant Hill, IA 50327Phone:
Website: http://www.shelterinsurance.com/CA/agent/NICOLEWILLIAMS
Info:
Allstate Insurance Company - Adam Hocking
Address: 7231 NE University Ave Des Moines, IA 50327Phone:
Website: http://www.desmoines.citysearch.com/profile/667342800/des_moines_ia/allstate_insurance_company_adam_hocking.html
Info:
Steve Martelli - Farmers Insurance
Address: 5191 Maple Dr, Ste K Pleasant Hill, IA 50327Phone:
Website: http://www.farmersagent.com/smartelli/
Info:
American Family Insurance
Address: 1100 N Hickory Blvd Pleasant Hill, IA 50327Phone:
Website: http://www.desmoines.citysearch.com/profile/external/3270140/pleasant_hill_ia/american_family_insurance.html
Info:
Housing Demographics for 50327
Population Review for 50327 Zip Code
For the city of Pleasant Hill, the population within 50327 has increased to over 13,760 residents in population size. The current population total is 11,807. We have broken down the population based on race below. In 50327, there are over 5650 in male population and 6157 females.
| Population | Values |
|---|---|
| Total Population | 11,807 |
| White Population | 10090 |
| Black Population | 364 |
| Hispanic Population | 714 |
| Asian Population | 328 |
| Hawaiian Population | 9 |
| Indian Population | 42 |
| Other Population | 238 |
| Male Population | 5650 |
| Female Population | 6157 |
| Population Estimate | 13760 |
Household Data for 50327
The average number of homes in 50327 is around 4,575, there are an average of 2.56 per household. The average house value according to local real estate values is around $247,900. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 4,575 |
| Persons Per Household | 2.56 |
| Average House Value | $247,900 |
| Income Per Household | $81806 |
| Median Age | 40.8 |
| Median Age Male | 40.0 |
| Median Age Female | 41.6 |
| 50327 Details | Values |
|---|---|
| State | IA |
| State Full Name | Iowa |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 515 |
| City | Pleasant Hill |
| City Alias Name | PLEASANT HILL |
| County | Polk |
| County FIPS | 153 |
| State FIPS | 19 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 2120 |
| PMSA | |
| CSA | 218 |
| CBSA | 19780 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Des Moines-West Des Moines, IA |
| MSA_Name | Des Moines, IA MSA |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 231 |
| Number Of Employees | 3079 |
| Business First Quarter Payroll | 31465 |
| Business Annual Payroll | 147721 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 569633 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 8789.62 |
| Delivery Residential | 5375 |
| Delivery Business | 215 |
| Delivery Total | 9403 |
| Preferred Last Line Key | W11242 |
| Classification Code | |
| Multi-County | |
| CSA Name | Des Moines-West Des Moines-Ames, IA |
| CBSA_DIV_Name | |
| City State Key | W11242 |
| Land Area | 15.775000 |
| Water Area | 0.221000 |
| City Alias Code | |
| City Mixed Case | Pleasant Hill |
| City Alias Mixed Case | Pleasant Hill |
| Box Count | 0 |
| SFDU | 2898 |
| MFDU | 655 |
| State ANSI | 19 |
| County ANSI | 153 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 182412 |
| Unique ZIP Name | |
| SSA State County Code | 16760 |
| Medicare CBSA Code | 19780 |
| Medicare CBSA Name | Des Moines-West Des Moines, IA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Polk |
Iowa Homeowners Insurance News & Information
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Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025
According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country. The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
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Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]