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30044, GA Home Insurance

In the zip code of 30044, the population size is around 94,774, which consists of 30,191 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Lawrenceville, GA. A few years ago, a study was done and found that the average home insurance rates for Georgia are around $1,077 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 30044 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Lawrenceville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Lawrenceville, GA Homeowners Insurance Online Rates Today!

30044 Home Insurance Average Premiums

Local 30044 homeowners insurance quotes comparison

$827 /yr.

Shows Zip Code: 30044 lowest rates with discounts applied on average.

For the 30044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$827 /yr.
Average Coverage:$1077 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1377 /yr.

What is the average home insurance cost for a home in 30044?

  • • The average homeowners insurance premium paid annually for a home in 30044 is around $1077 per year.

What does it cost on average per month for home insurance in 30044?

  • • Homeowners in 30044 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30044?

  • • Autoowners in 30044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lawrenceville area, check out other zip codes nearby 30044.
Review average rates in another zip code:
30046 homeowners insurance rates
30044 homeowners insurance rates
30045 homeowners insurance rates
30043 homeowners insurance rates

Home Replacement Cost Coverage in 30044

Average Building Cost Per Square Foot in 30044: $122

Location: Lawrenceville, Georgia (Gwinnett County)

Average Square Footage in 30044: 1,795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30044 before you start any project. Lawrenceville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,795 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lawrenceville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,795$219,000
Additional Upgrades & Added Features$1531,795$273,750
Major Home Updates or Advancements$1831,795$328,500

It's important to understand that when you estimate your replacement cost of your home in the 30044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30044

Larry Talbert Ins Agcy

Address: 2081 N Oak Dr Lawrenceville, GA 30044
Phone: (770)963-8967
Website:

Georgia Insurance Associates Inc

Address: 1746 Lawrenceville Highway Lawrenceville, GA 30044
Phone: (678)985-0944
Website:

Allstate Insurance - Dick Horine

Address: 2486 Lawrenceville Hwy Lawrenceville, GA 30044
Phone: (770)995-7785
Website:

Best Home & Auto Insurance Agencies in 30044

Georgia Insurance Associates Inc

Address: 1746 Lawrenceville Hwy Lawrenceville, GA 30044
Phone:
Website:
Info:

Jim Shambo State Farm Insurance

Address: 4825 Sugarloaf Pky, Ste H Lawrenceville, GA 30044
Phone:
Website: http://www.jimshamboagency.com/
Info:

Allstate Insurance Company - Elizabeth McKinnon

Address: 1450 Five Forks Trickum Rd Lawrenceville, GA 30044
Phone:
Website: http://www.allstateagencies.com/037251?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Ana Selcis

Address: 3395 Lawrenceville Highway Lawrenceville, GA 30044
Phone:
Website: http://www.allstateagencies.com/007946?cid=OTC-YP.com-IYP&att=TL
Info:

Lewis- Scotty - State Farm Insurance Agent

Address: 1245 Pleasant Hill Rd Lawrenceville, GA 30044
Phone:
Website: http://www.scottylewis.net
Info:

Housing Demographics for 30044

Population Review for 30044 Zip Code

For the city of Lawrenceville, the population within 30044 has increased to over 96,898 residents in population size. The current population total is 94,774. We have broken down the population based on race below. In 30044, there are over 45998 in male population and 48776 females.

PopulationValues
Total Population94,774
White Population24488
Black Population24069
Hispanic Population33506
Asian Population14136
Hawaiian Population48
Indian Population1131
Other Population18291
Male Population45998
Female Population48776
Population Estimate96898

Household Data for 30044

The average number of homes in 30044 is around 30,191, there are an average of 3.13 per household. The average house value according to local real estate values is around $219,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30,191
Persons Per Household3.13
Average House Value$219,000
Income Per Household$68644
Median Age34.3
Median Age Male33.0
Median Age Female35.6
30044 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityLawrenceville
City Alias NameLAWRENCEVILLE
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1285
Number Of Employees9543
Business First Quarter Payroll97679
Business Annual Payroll410915
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07
Congressional LandArea392.61
Delivery Residential30958
Delivery Business943
Delivery Total35289
Preferred Last Line KeyX10712
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10712
Land Area24.832000
Water Area0.177000
City Alias Code
City Mixed CaseLawrenceville
City Alias Mixed CaseLawrenceville
Box Count0
SFDU22729
MFDU5381
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124961
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]