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30045, GA Homeowners Insurance Rates

With a population size of 42,230 and with 12,606 occupied homes in the 30045 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Lawrenceville, GA are around $1,035 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Lawrenceville, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Lawrenceville, GA.

For Georgia home insurance information, including average Lawrenceville home insurance rates, coverage options or the different homeowners insurance types, please select Lawrenceville, GA Home Insurance Quotes Now!

30045 Home Insurance Average Premiums

Local 30045 homeowners insurance quotes comparison

$785 /yr.

Shows Zip Code: 30045 lowest rates with discounts applied on average.

For the 30045, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$785 /yr.
Average Coverage:$1035 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1335 /yr.

What is the average home insurance cost for a home in 30045?

  • • The average homeowners insurance premium paid annually for a home in 30045 is around $1035 per year.

What does it cost on average per month for home insurance in 30045?

  • • Homeowners in 30045 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30045?

  • • Autoowners in 30045 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lawrenceville area, check out other zip codes nearby 30045.
Review average rates in another zip code:
30045 homeowners insurance rates
30043 homeowners insurance rates
30044 homeowners insurance rates
30046 homeowners insurance rates

Home Replacement Cost Coverage in 30045

Average Building Cost Per Square Foot in 30045: $122

Location: Lawrenceville, Georgia (Gwinnett County)

Average Square Footage in 30045: 1,972 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30045 before you start any project. Lawrenceville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30045 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30045 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,972 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lawrenceville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,972$240,600
Additional Upgrades & Added Features$1531,972$300,750
Major Home Updates or Advancements$1831,972$360,900

It's important to understand that when you estimate your replacement cost of your home in the 30045 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30045

Hood Insurance Agency Inc

Address: 219 South Culver Street Lawrenceville, GA 30045
Phone: (770)963-5236
Website: www.hoodinsurance.net

Allstate Insurance - Jack Suter

Address: 175 Gwinnett Dr #250 Lawrenceville, GA 30045
Phone: (770)963-9000
Website:

Allstate Insurance-21st Century Insurance Services

Address: 175 Gwinnett Dr Lawrenceville, GA 30045
Phone: (770)963-9000
Website: www.allstate.com

Mike Davis Insurance Agency

Address: 800 Airport Road Lawrenceville, GA 30045
Phone: (770)963-7442
Website:

Activ Insurance

Address: 735 Scenic Highway Suite A Lawrenceville, GA 30045
Phone: (770)339-4481
Website:

Best Home & Auto Insurance Agencies in 30045

American Family Insurance - Bradley J Albert

Address: 3153 Sugarloaf Pky SW, Ste 116 Lawrenceville, GA 30045
Phone:
Website: http://www.insurance-agency.amfam.com/GA/bradley-j-albert/default.aspx?sourceid=yp3
Info:

American Family Insurance- Ayoola Arowolo

Address: 3153 Sugarloaf Pky SW Lawrenceville, GA 30045
Phone:
Website: http://www.amfam.com/
Info:

Joe C Randall - Nationwide Insurance

Address: 2080 Sugarloaf Pky, Ste 220 Lawrenceville, GA 30045
Phone:
Website: http://www.nationwide.com/agent/Lawrenceville-GEORGIA-insurance-agent/joe-randall/office.html
Info:

State Farm: Doug Marrinson Insurance Agency Incorporated

Address: 2695 Sugarloaf Pky Lawrenceville, GA 30045
Phone:
Website:
Info:

Mitchell, Phyllis Agent - Phyllis Mitchell State Farm Insurance

Address: 2070 Sugarloaf Pky Lawrenceville, GA 30045
Phone:
Website: http://www.phyllismitchellagency.com/
Info:

Housing Demographics for 30045

Population Review for 30045 Zip Code

For the city of Lawrenceville, the population within 30045 has increased to over 45,201 residents in population size. The current population total is 42,230. We have broken down the population based on race below. In 30045, there are over 19934 in male population and 22296 females.

PopulationValues
Total Population42,230
White Population11428
Black Population19634
Hispanic Population7824
Asian Population2721
Hawaiian Population36
Indian Population291
Other Population3812
Male Population19934
Female Population22296
Population Estimate45201

Household Data for 30045

The average number of homes in 30045 is around 12,606, there are an average of 3.35 per household. The average house value according to local real estate values is around $240,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,606
Persons Per Household3.35
Average House Value$240,600
Income Per Household$81867
Median Age35.0
Median Age Male32.5
Median Age Female36.8
30045 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470
CityLawrenceville
City Alias NameLAWRENCEVILLE
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses837
Number Of Employees10010
Business First Quarter Payroll106198
Business Annual Payroll465088
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07
Congressional LandArea392.61
Delivery Residential13493
Delivery Business244
Delivery Total16486
Preferred Last Line KeyX10712
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10712
Land Area21.260000
Water Area0.325000
City Alias Code
City Mixed CaseLawrenceville
City Alias Mixed CaseLawrenceville
Box Count0
SFDU11994
MFDU31
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124961
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]