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34211, FL Homeowners Insurance Rates

With a population size of 16,845 and with 7,163 occupied homes in the 34211 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bradenton, FL are around $1,539 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bradenton, Florida. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-888-685-4704 so we can help you review rates today!

It's important to know that if your Florida home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bradenton, FL.

For Florida home insurance information, including average Bradenton home insurance rates, coverage options or the different homeowners insurance types, please select Bradenton, FL Home Insurance Quotes Now!

34211 Home Insurance Average Premiums

Local 34211 homeowners insurance quotes comparison

$1289 /yr.

Shows Zip Code: 34211 lowest rates with discounts applied on average.

For the 34211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1289 /yr.
Average Coverage:$1539 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1839 /yr.

What is the average home insurance cost for a home in 34211?

  • • The average homeowners insurance premium paid annually for a home in 34211 is around $1539 per year.

What does it cost on average per month for home insurance in 34211?

  • • Homeowners in 34211 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 34211?

  • • Autoowners in 34211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bradenton area, check out other zip codes nearby 34211.
Review average rates in another zip code:
34208 homeowners insurance rates
34203 homeowners insurance rates
34202 homeowners insurance rates
34205 homeowners insurance rates
34210 homeowners insurance rates
34201 homeowners insurance rates
34207 homeowners insurance rates
34212 homeowners insurance rates
34211 homeowners insurance rates
34209 homeowners insurance rates

Home Replacement Cost Coverage in 34211

Average Building Cost Per Square Foot in 34211: $167

Location: Bradenton, Florida (Manatee County)

Average Square Footage in 34211: 2,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34211 before you start any project. Bradenton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,565 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bradenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,565$428,300
Additional Upgrades & Added Features$2092,565$535,375
Major Home Updates or Advancements$2512,565$642,450

It's important to understand that when you estimate your replacement cost of your home in the 34211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34211

Best Home & Auto Insurance Agencies in 34211

Housing Demographics for 34211

Population Review for 34211 Zip Code

For the city of Bradenton, the population within 34211 has increased to over 34,516 residents in population size. The current population total is 16,845. We have broken down the population based on race below. In 34211, there are over 8050 in male population and 8795 females.

PopulationValues
Total Population16,845
White Population13830
Black Population440
Hispanic Population1583
Asian Population728
Hawaiian Population2
Indian Population26
Other Population341
Male Population8050
Female Population8795
Population Estimate34516

Household Data for 34211

The average number of homes in 34211 is around 7,163, there are an average of 2.33 per household. The average house value according to local real estate values is around $428,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,163
Persons Per Household2.33
Average House Value$428,300
Income Per Household$111952
Median Age49.8
Median Age Male49.5
Median Age Female50.0
34211 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
CityBradenton
City Alias NameBRADENTON
CountyManatee
County FIPS081
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses502
Number Of Employees4138
Business First Quarter Payroll42472
Business Annual Payroll186528
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District16
Congressional LandArea875.33
Delivery Residential14814
Delivery Business394
Delivery Total16994
Preferred Last Line KeyY21497
Classification Code
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY21497
Land Area34.032000
Water Area0.240000
City Alias Code
City Mixed CaseBradenton
City Alias Mixed CaseBradenton
Box Count303
SFDU1498
MFDU1194
State ANSI12
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number110975
Unique ZIP Name
SSA State County Code10400
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseManatee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]