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34207 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 34207? There are over 15,848 occupied homes in the 34207 area. With a population size of 35,281, it's not uncommon for residence of Bradenton, FL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Florida is around $1,642 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 34207 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Bradenton, FL Home Insurance Rate Quotes

34207 Home Insurance Average Premiums

Local 34207 homeowners insurance quotes comparison

$1392 /yr.

Shows Zip Code: 34207 lowest rates with discounts applied on average.

For the 34207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1392 /yr.
Average Coverage:$1642 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1942 /yr.

What is the average home insurance cost for a home in 34207?

  • • The average homeowners insurance premium paid annually for a home in 34207 is around $1642 per year.

What does it cost on average per month for home insurance in 34207?

  • • Homeowners in 34207 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 34207?

  • • Autoowners in 34207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bradenton area, check out other zip codes nearby 34207.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 34207

Average Building Cost Per Square Foot in 34207: $167

Location: Bradenton, Florida (Manatee County)

Average Square Footage in 34207: 576 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34207 before you start any project. Bradenton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 576 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bradenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167576$96,200
Additional Upgrades & Added Features$209576$120,250
Major Home Updates or Advancements$251576$144,300

It's important to understand that when you estimate your replacement cost of your home in the 34207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34207

Best Home & Auto Insurance Agencies in 34207

Allstate Insurance - Joyce Jackson

Address: 6513 14th St W, #143 Bradenton, FL 34207
Phone:
Website:
Info:

Allstate Insurance-Bert Rudnik Agency- Inc

Address: 435 Cortez Rd W Bradenton, FL 34207
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Apple Insurance Mall

Address: 6233 14th St W Bradenton, FL 34207
Phone:
Website: http://www.appleinsurancemall.com
Info:

Housing Demographics for 34207

Population Review for 34207 Zip Code

For the city of Bradenton, the population within 34207 has increased to over 35,596 residents in population size. The current population total is 35,281. We have broken down the population based on race below. In 34207, there are over 17129 in male population and 18152 females.

PopulationValues
Total Population35,281
White Population22523
Black Population3103
Hispanic Population10143
Asian Population404
Hawaiian Population26
Indian Population231
Other Population4280
Male Population17129
Female Population18152
Population Estimate35596

Household Data for 34207

The average number of homes in 34207 is around 15,848, there are an average of 2.20 per household. The average house value according to local real estate values is around $96,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,848
Persons Per Household2.20
Average House Value$96,200
Income Per Household$42846
Median Age45.4
Median Age Male43.5
Median Age Female47.5
34207 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
CityBradenton
City Alias NameBRADENTON
CountyManatee
County FIPS081
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses672
Number Of Employees6623
Business First Quarter Payroll57731
Business Annual Payroll260055
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District16
Congressional LandArea875.33
Delivery Residential16180
Delivery Business742
Delivery Total16786
Preferred Last Line KeyY21497
Classification Code
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY21497
Land Area6.168000
Water Area0.733000
City Alias Code
City Mixed CaseBradenton
City Alias Mixed CaseBradenton
Box Count0
SFDU8171
MFDU2991
State ANSI12
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110975
Unique ZIP Name
SSA State County Code10400
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseManatee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]