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34201 Home Insurance Quotes & Rates

Currently, the 2,067 homes within the 34201 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,524 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Bradenton, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 34201.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Bradenton home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 34201 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Bradenton, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Bradenton, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

34201 Home Insurance Average Premiums

Local 34201 homeowners insurance quotes comparison

$1274 /yr.

Shows Zip Code: 34201 lowest rates with discounts applied on average.

For the 34201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1274 /yr.
Average Coverage:$1524 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1824 /yr.

What is the average home insurance cost for a home in 34201?

  • • The average homeowners insurance premium paid annually for a home in 34201 is around $1524 per year.

What does it cost on average per month for home insurance in 34201?

  • • Homeowners in 34201 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 34201?

  • • Autoowners in 34201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bradenton area, check out other zip codes nearby 34201.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 34201

Average Building Cost Per Square Foot in 34201: $167

Location: Bradenton, Florida (Manatee County)

Average Square Footage in 34201: 2,904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34201 before you start any project. Bradenton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,904 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bradenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,904$484,900
Additional Upgrades & Added Features$2092,904$606,125
Major Home Updates or Advancements$2512,904$727,350

It's important to understand that when you estimate your replacement cost of your home in the 34201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34201

Dick Johnson & Jefferson Inc Insurance - Bradenton

Address: 1429 60th Avenue North Bradenton, FL 34201
Phone: (941)758-3861
Website: www.djjinc.com

Best Home & Auto Insurance Agencies in 34201

Allstate Insurance CO

Address: 8008 Indigo Ridge Ter Bradenton, FL 34201
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 34201

Population Review for 34201 Zip Code

For the city of Bradenton, the population within 34201 has increased to over 4,693 residents in population size. The current population total is 4,156. We have broken down the population based on race below. In 34201, there are over 1994 in male population and 2162 females.

PopulationValues
Total Population4,156
White Population3640
Black Population116
Hispanic Population220
Asian Population109
Hawaiian Population0
Indian Population1
Other Population35
Male Population1994
Female Population2162
Population Estimate4693

Household Data for 34201

The average number of homes in 34201 is around 2,067, there are an average of 2.01 per household. The average house value according to local real estate values is around $484,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,067
Persons Per Household2.01
Average House Value$484,900
Income Per Household$106014
Median Age68.1
Median Age Male69.1
Median Age Female67.4
34201 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
CityBradenton
City Alias NameBRADENTON
CountyManatee
County FIPS081
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses199
Number Of Employees3287
Business First Quarter Payroll35509
Business Annual Payroll194866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District16
Congressional LandArea875.33
Delivery Residential2335
Delivery Business169
Delivery Total2347
Preferred Last Line KeyY21497
Classification Code
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY21497
Land Area3.422000
Water Area0.097000
City Alias Code
City Mixed CaseBradenton
City Alias Mixed CaseBradenton
Box Count0
SFDU1973
MFDU275
State ANSI12
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number110975
Unique ZIP Name
SSA State County Code10400
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseManatee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]