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34102, FL Home Insurance

In the zip code of 34102, the population size is around 10,496, which consists of 5,341 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Naples, FL. A few years ago, a study was done and found that the average home insurance rates for Florida are around $1,843 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 34102 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Naples. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-888-685-4704 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Naples, FL Homeowners Insurance Online Rates Today!

34102 Home Insurance Average Premiums

Local 34102 homeowners insurance quotes comparison

$1593 /yr.

Shows Zip Code: 34102 lowest rates with discounts applied on average.

For the 34102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1593 /yr.
Average Coverage:$1843 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2143 /yr.

What is the average home insurance cost for a home in 34102?

  • • The average homeowners insurance premium paid annually for a home in 34102 is around $1843 per year.

What does it cost on average per month for home insurance in 34102?

  • • Homeowners in 34102 pay a monthly average cost per month around $154.00.

What kind of discount could I get if I combine my home and auto insurance together in 34102?

  • • Autoowners in 34102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Naples area, check out other zip codes nearby 34102.
Review average rates in another zip code:
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34104 homeowners insurance rates
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34113 homeowners insurance rates

Home Replacement Cost Coverage in 34102

Average Building Cost Per Square Foot in 34102: $167

Location: Naples, Florida (Collier County)

Average Square Footage in 34102: 6,143 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34102 before you start any project. Naples homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,143 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Naples area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1676,143$1,025,800
Additional Upgrades & Added Features$2096,143$1,282,250
Major Home Updates or Advancements$2516,143$1,538,700

It's important to understand that when you estimate your replacement cost of your home in the 34102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34102

Best Home & Auto Insurance Agencies in 34102

Allstate Insurance Companies

Address: 425 9th St S Naples, FL 34102
Phone:
Website:
Info:

Housing Demographics for 34102

Population Review for 34102 Zip Code

For the city of Naples, the population within 34102 has increased to over 15,861 residents in population size. The current population total is 10,496. We have broken down the population based on race below. In 34102, there are over 4923 in male population and 5573 females.

PopulationValues
Total Population10,496
White Population8951
Black Population482
Hispanic Population923
Asian Population118
Hawaiian Population2
Indian Population26
Other Population267
Male Population4923
Female Population5573
Population Estimate15861

Household Data for 34102

The average number of homes in 34102 is around 5,341, there are an average of 1.92 per household. The average house value according to local real estate values is around $1,025,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,341
Persons Per Household1.92
Average House Value$1,025,800
Income Per Household$101944
Median Age63.9
Median Age Male63.7
Median Age Female64.0
34102 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityNaples
City Alias NameNAPLES
CountyCollier
County FIPS021
State FIPS12
Time Zone5
Day Light SavingY
MSA5345
PMSA
CSA163
CBSA34940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNaples-Marco Island, FL
MSA_NameNaples, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1480
Number Of Employees17449
Business First Quarter Payroll264966
Business Annual Payroll1140786
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population321520
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential8261
Delivery Business1306
Delivery Total9370
Preferred Last Line KeyY22467
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22467
Land Area5.646000
Water Area2.365000
City Alias Code
City Mixed CaseNaples
City Alias Mixed CaseNaples
Box Count0
SFDU4283
MFDU3281
State ANSI12
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116270
Unique ZIP Name
SSA State County Code10100
Medicare CBSA Code34940
Medicare CBSA NameNaples-Marco Island, FL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCollier

Florida Homeowners Insurance News & Information

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