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Home Insurance Quotes in 33974

Are you shopping for a cheaper homeowners insurance rate in 33974? Our rates are very competitive for homeowners living in Lehigh Acres, FL. Many homeowners located in the 33974 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 33974. To get free 33974 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33974 zip code should appear in the zip code field ready to go. Shopping Lehigh Acres, FL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 33974 to review the best rate coverages.

Your 33974 Home Insurance Costs Is Rated: Very High!

For the great city of Lehigh Acres, the average home insurance premium paid annually is around $1653 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Florida specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lehigh Acres and need insurance on your home in the 33974 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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33974 Home Insurance Average Premiums

Local 33974 homeowners insurance quotes comparison

$1403 /yr.

Shows Zip Code: 33974 lowest rates with discounts applied on average.

For the 33974, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1403 /yr.
Average Coverage:$1653 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1953 /yr.

What is the average home insurance cost for a home in 33974?

  • • The average homeowners insurance premium paid annually for a home in 33974 is around $1653 per year.

What does it cost on average per month for home insurance in 33974?

  • • Homeowners in 33974 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33974?

  • • Autoowners in 33974 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lehigh Acres area, check out other zip codes nearby 33974.
Review average rates in another zip code:
33972 homeowners insurance rates
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33936 homeowners insurance rates

Home Replacement Cost Coverage in 33974

Average Building Cost Per Square Foot in 33974: $167

Location: Lehigh Acres, Florida (Lee County)

Average Square Footage in 33974: 1,160 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33974 before you start any project. Lehigh Acres homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33974 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33974 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,160 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lehigh Acres area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,160$193,700
Additional Upgrades & Added Features$2091,160$242,125
Major Home Updates or Advancements$2511,160$290,550

It's important to understand that when you estimate your replacement cost of your home in the 33974 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33974

Best Home & Auto Insurance Agencies in 33974

Housing Demographics for 33974

Population Review for 33974 Zip Code

For the city of Lehigh Acres, the population within 33974 has increased to over 20,056 residents in population size. The current population total is 17,233. We have broken down the population based on race below. In 33974, there are over 8537 in male population and 8696 females.

PopulationValues
Total Population17,233
White Population7284
Black Population3135
Hispanic Population8106
Asian Population187
Hawaiian Population9
Indian Population106
Other Population2793
Male Population8537
Female Population8696
Population Estimate20056

Household Data for 33974

The average number of homes in 33974 is around 5,152, there are an average of 3.34 per household. The average house value according to local real estate values is around $193,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,152
Persons Per Household3.34
Average House Value$193,700
Income Per Household$55456
Median Age33.2
Median Age Male32.2
Median Age Female34.0
33974 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityLehigh Acres
City Alias NameLEHIGH ACRES
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses118
Number Of Employees449
Business First Quarter Payroll2889
Business Annual Payroll13457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District17|19
Congressional LandArea6369.97|750.37
Delivery Residential6005
Delivery Business14
Delivery Total6057
Preferred Last Line KeyY22256
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22256
Land Area22.389000
Water Area0.444000
City Alias Code
City Mixed CaseLehigh Acres
City Alias Mixed CaseLehigh Acres
Box Count0
SFDU5592
MFDU0
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115190
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

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