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Homeowners Insurance in 33973

For homeowners living in 33973, you want more affordable home insurance rates in Lehigh Acres, right? Our rates are very competitive for homeowners living in the great city of Lehigh Acres, FL. Many homeowners living in the 33973 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 33973 should appear in the zip code field ready to go. Comparing Lehigh Acres, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

33973 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Lehigh Acres pay around $1642 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 33973 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Lehigh Acres homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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33973 Home Insurance Average Premiums

Local 33973 homeowners insurance quotes comparison

$1392 /yr.

Shows Zip Code: 33973 lowest rates with discounts applied on average.

For the 33973, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1392 /yr.
Average Coverage:$1642 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1942 /yr.

What is the average home insurance cost for a home in 33973?

  • • The average homeowners insurance premium paid annually for a home in 33973 is around $1642 per year.

What does it cost on average per month for home insurance in 33973?

  • • Homeowners in 33973 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 33973?

  • • Autoowners in 33973 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lehigh Acres area, check out other zip codes nearby 33973.
Review average rates in another zip code:
33973 homeowners insurance rates
33971 homeowners insurance rates
33972 homeowners insurance rates
33976 homeowners insurance rates
33974 homeowners insurance rates
33936 homeowners insurance rates

Home Replacement Cost Coverage in 33973

Average Building Cost Per Square Foot in 33973: $167

Location: Lehigh Acres, Florida (Lee County)

Average Square Footage in 33973: 1,460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33973 before you start any project. Lehigh Acres homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33973 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33973 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,460 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lehigh Acres area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,460$243,800
Additional Upgrades & Added Features$2091,460$304,750
Major Home Updates or Advancements$2511,460$365,700

It's important to understand that when you estimate your replacement cost of your home in the 33973 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33973

Best Home & Auto Insurance Agencies in 33973

Housing Demographics for 33973

Population Review for 33973 Zip Code

For the city of Lehigh Acres, the population within 33973 has increased to over 15,394 residents in population size. The current population total is 12,728. We have broken down the population based on race below. In 33973, there are over 6439 in male population and 6289 females.

PopulationValues
Total Population12,728
White Population3690
Black Population4010
Hispanic Population6120
Asian Population90
Hawaiian Population8
Indian Population208
Other Population2340
Male Population6439
Female Population6289
Population Estimate15394

Household Data for 33973

The average number of homes in 33973 is around 3,808, there are an average of 3.34 per household. The average house value according to local real estate values is around $243,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,808
Persons Per Household3.34
Average House Value$243,800
Income Per Household$44429
Median Age28.4
Median Age Male27.1
Median Age Female29.4
33973 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityLehigh Acres
City Alias NameLEHIGH ACRES
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees232
Business First Quarter Payroll1217
Business Annual Payroll5035
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential4609
Delivery Business37
Delivery Total5062
Preferred Last Line KeyY22256
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22256
Land Area3.799000
Water Area0.001000
City Alias Code
City Mixed CaseLehigh Acres
City Alias Mixed CaseLehigh Acres
Box Count0
SFDU4569
MFDU0
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115190
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]