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33478 Homeowners Insurance Quotes & Rates

Jupiter residents living within the 5,261 homes available in the zip code of 33478 are shopping online to compare cheaper and more affordable Jupiter, FL home insurance rates. In the great city of Jupiter, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,689 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 33478 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 33478 home insurance rates today! Please give us a call now at 1-888-685-4704. For Jupiter, FL Homeowners Insurance Quotes, Click to easily get started!

33478 Home Insurance Average Premiums

Local 33478 homeowners insurance quotes comparison

$1439 /yr.

Shows Zip Code: 33478 lowest rates with discounts applied on average.

For the 33478, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1439 /yr.
Average Coverage:$1689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1989 /yr.

What is the average home insurance cost for a home in 33478?

  • • The average homeowners insurance premium paid annually for a home in 33478 is around $1689 per year.

What does it cost on average per month for home insurance in 33478?

  • • Homeowners in 33478 pay a monthly average cost per month around $141.00.

What kind of discount could I get if I combine my home and auto insurance together in 33478?

  • • Autoowners in 33478 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jupiter area, check out other zip codes nearby 33478.
Review average rates in another zip code:
33478 homeowners insurance rates
33469 homeowners insurance rates
33477 homeowners insurance rates
33458 homeowners insurance rates

Home Replacement Cost Coverage in 33478

Average Building Cost Per Square Foot in 33478: $167

Location: Jupiter, Florida (Palm Beach County)

Average Square Footage in 33478: 2,816 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33478 before you start any project. Jupiter homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33478 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33478 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,816 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jupiter area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,816$470,200
Additional Upgrades & Added Features$2092,816$587,750
Major Home Updates or Advancements$2512,816$705,300

It's important to understand that when you estimate your replacement cost of your home in the 33478 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33478

Best Home & Auto Insurance Agencies in 33478

Housing Demographics for 33478

Population Review for 33478 Zip Code

For the city of Jupiter, the population within 33478 has increased to over 15,691 residents in population size. The current population total is 14,740. We have broken down the population based on race below. In 33478, there are over 7510 in male population and 7230 females.

PopulationValues
Total Population14,740
White Population12408
Black Population189
Hispanic Population1653
Asian Population258
Hawaiian Population7
Indian Population36
Other Population331
Male Population7510
Female Population7230
Population Estimate15691

Household Data for 33478

The average number of homes in 33478 is around 5,261, there are an average of 2.80 per household. The average house value according to local real estate values is around $470,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,261
Persons Per Household2.80
Average House Value$470,200
Income Per Household$130041
Median Age47.8
Median Age Male47.5
Median Age Female48.1
33478 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityJupiter
City Alias NameJUPITER
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses564
Number Of Employees6120
Business First Quarter Payroll132135
Business Annual Payroll469924
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District21
Congressional LandArea260.97
Delivery Residential5604
Delivery Business167
Delivery Total9629
Preferred Last Line KeyY22154
Classification Code
Multi-CountyY
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY22154
Land Area64.573000
Water Area1.465000
City Alias Code
City Mixed CaseJupiter
City Alias Mixed CaseJupiter
Box Count0
SFDU4524
MFDU290
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114500
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]