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Are you paying too much for homeowners insurance in 33406? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in West Palm Beach, FL that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Florida licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 33406?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 33406 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 33406 and get ready to save.

3 Easy Ways To Save Money In 33406

These three links will help you explore home insurance quotes in 33406 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 33406 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in West Palm Beach is roughly $1627. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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33406 Home Insurance Average Premiums

Local 33406 homeowners insurance quotes comparison

$1377 /yr.

Shows Zip Code: 33406 lowest rates with discounts applied on average.

For the 33406, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1377 /yr.
Average Coverage:$1627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1927 /yr.

What is the average home insurance cost for a home in 33406?

  • • The average homeowners insurance premium paid annually for a home in 33406 is around $1627 per year.

What does it cost on average per month for home insurance in 33406?

  • • Homeowners in 33406 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33406?

  • • Autoowners in 33406 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Palm Beach area, check out other zip codes nearby 33406.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33406

Average Building Cost Per Square Foot in 33406: $167

Location: West Palm Beach, Florida (Palm Beach County)

Average Square Footage in 33406: 1,446 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33406 before you start any project. West Palm Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33406 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33406 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,446 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Palm Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,446$241,500
Additional Upgrades & Added Features$2091,446$301,875
Major Home Updates or Advancements$2511,446$362,250

It's important to understand that when you estimate your replacement cost of your home in the 33406 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33406

Best Home & Auto Insurance Agencies in 33406

Sardina Insurance Agency, Incorporated

Address: 2535 Forest Hill Blvd West Palm Beach, FL 33406
Phone:
Website: http://www.sardinains.com/
Info:

Allstate Insurance - Gilbert Suarez

Address: 1660 Southern Blvd West Palm Beach, FL 33406
Phone:
Website:
Info:

Albertz Insurance Agency

Address: 2237 S Congress Ave West Palm Beach, FL 33406
Phone:
Website:
Info:

Allstate Insurance Company - Maria Nodarse

Address: 2669 Forest Hill Blvd West Palm Beach, FL 33406
Phone:
Website: http://www.allstateagencies.com/007741?cid=OTC-YP.com-IYP&att=TL
Info:

Albertz Insurance Agency Phil

Address: 1499 Forest Hill Blvd West Palm Beach, FL 33406
Phone:
Website:
Info:

Housing Demographics for 33406

Population Review for 33406 Zip Code

For the city of West Palm Beach, the population within 33406 has increased to over 27,094 residents in population size. The current population total is 27,663. We have broken down the population based on race below. In 33406, there are over 13939 in male population and 13724 females.

PopulationValues
Total Population27,663
White Population11712
Black Population2910
Hispanic Population15352
Asian Population414
Hawaiian Population17
Indian Population217
Other Population4284
Male Population13939
Female Population13724
Population Estimate27094

Household Data for 33406

The average number of homes in 33406 is around 9,370, there are an average of 2.82 per household. The average house value according to local real estate values is around $241,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,370
Persons Per Household2.82
Average House Value$241,500
Income Per Household$65035
Median Age38.6
Median Age Male37.7
Median Age Female39.6
33406 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationWEST PALM BCH
Area Code561
CityWest Palm Beach
City Alias NameWEST PALM BEACH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses962
Number Of Employees9603
Business First Quarter Payroll101029
Business Annual Payroll439342
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District20|22
Congressional LandArea2427.42|172.88
Delivery Residential9608
Delivery Business730
Delivery Total10587
Preferred Last Line KeyY23234
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY23234
Land Area8.691000
Water Area0.344000
City Alias Code
City Mixed CaseWest Palm Beach
City Alias Mixed CaseWest Palm Beach
Box Count0
SFDU6121
MFDU1518
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number119465
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

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