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33324 Home Insurance Rates & Premiums

Did you know there are over 46,766 people living within the 33324 zip code area? There are over 20,085 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 33324.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $2,044 a year for a standard homeowners insurance policy in Fort Lauderdale. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Fort Lauderdale, FL Homeowners Insurance Quotes Online

33324 Home Insurance Average Premiums

Local 33324 homeowners insurance quotes comparison

$1794 /yr.

Shows Zip Code: 33324 lowest rates with discounts applied on average.

For the 33324, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1794 /yr.
Average Coverage:$2044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2344 /yr.

What is the average home insurance cost for a home in 33324?

  • • The average homeowners insurance premium paid annually for a home in 33324 is around $2044 per year.

What does it cost on average per month for home insurance in 33324?

  • • Homeowners in 33324 pay a monthly average cost per month around $170.00.

What kind of discount could I get if I combine my home and auto insurance together in 33324?

  • • Autoowners in 33324 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Fort Lauderdale, check out other zip codes nearby 33324.
To review average rates in another zip code, click on a zip code below:
33321  |  33327  |  33351  |  33332  |  33309  |  33317  |  33306  |  33316  |  33319  |  33304  | 

Home Replacement Cost Coverage in 33324

Average Building Cost Per Square Foot in 33324: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33324: 1,603 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33324 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33324 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33324 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,603 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,603$267,700
Additional Upgrades & Added Features$2091,603$334,625
Major Home Updates or Advancements$2511,603$401,550

It's important to understand that when you estimate your replacement cost of your home in the 33324 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33324

Best Home & Auto Insurance Agencies in 33324

Bob White Ins Agcy Inc - State Farm Insurance Agent

Address: 201 N University Dr, #105 Plantation, FL 33324
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Steve Kerry

Address: 10200 West State Road 84 Davie, FL 33324
Phone:
Website: http://www.allstateagencies.com/083704?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Melinda Anderson

Address: 7860 Peters Road Plantation, FL 33324
Phone:
Website: http://www.allstateagencies.com/018139?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - David Feather

Address: 8624 Florida 84 Davie, FL 33324
Phone:
Website: http://www.allstateagencies.com/003202?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Gil Torres

Address: 8050 Southwest 10th Street Plantation, FL 33324
Phone:
Website: http://www.allstateagencies.com/059828?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 33324

Population Review for 33324 Zip Code

For the city of Fort Lauderdale, the population within 33324 has increased to over 53,689 residents in population size. The current population total is 46,766. We have broken down the population based on race below. In 33324, there are over 21867 in male population and 24899 females.

PopulationValues
Total Population46,766
White Population24329
Black Population6295
Hispanic Population15043
Asian Population2386
Hawaiian Population20
Indian Population119
Other Population3702
Male Population21867
Female Population24899
Population Estimate53689

Household Data for 33324

The average number of homes in 33324 is around 20,085, there are an average of 2.32 per household. The average house value according to local real estate values is around $267,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,085
Persons Per Household2.32
Average House Value$267,700
Income Per Household$73772
Median Age40.7
Median Age Male39.1
Median Age Female42.3
33324 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2201
Number Of Employees25482
Business First Quarter Payroll382393
Business Annual Payroll1644382
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|25
Congressional LandArea2427.42|3232.71
Delivery Residential23142
Delivery Business1466
Delivery Total25394
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area9.044000
Water Area0.232000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU5902
MFDU9722
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]