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Home Insurance in 32347

Our rates are very competitive for homeowners living in the 32347 zip code. Many homeowners based out of Perry, FL have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our FL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32347 should appear in the zip code field ready to go.

32347 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Perry area? The average homeowners premium in 32347 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 32347, you can expect to pay around $1617 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 32347 Today!

Get Home Insurance Quotes in 32347

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Florida. Start your 32347 home insurance shopping today!

  1. Perry, FL Home Insurance Quotes

32347 Home Insurance Average Premiums

Local 32347 homeowners insurance quotes comparison

$1367 /yr.

Shows Zip Code: 32347 lowest rates with discounts applied on average.

For the 32347, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1367 /yr.
Average Coverage:$1617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1917 /yr.

What is the average home insurance cost for a home in 32347?

  • • The average homeowners insurance premium paid annually for a home in 32347 is around $1617 per year.

What does it cost on average per month for home insurance in 32347?

  • • Homeowners in 32347 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32347?

  • • Autoowners in 32347 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perry area, check out other zip codes nearby 32347.
Review average rates in another zip code:
32347 homeowners insurance rates
32348 homeowners insurance rates

Home Replacement Cost Coverage in 32347

Average Building Cost Per Square Foot in 32347: $167

Location: Perry, Florida (Taylor County)

Average Square Footage in 32347: 674 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32347 before you start any project. Perry homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32347 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32347 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 674 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167674$112,500
Additional Upgrades & Added Features$209674$140,625
Major Home Updates or Advancements$251674$168,750

It's important to understand that when you estimate your replacement cost of your home in the 32347 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32347

Best Home & Auto Insurance Agencies in 32347

Ameriway Insurance of Perry

Address: 212 E Green St Perry, FL 32347

Housing Demographics for 32347

Population Review for 32347 Zip Code

For the city of Perry, the population within 32347 has increased to over 7,980 residents in population size. The current population total is 7,805. We have broken down the population based on race below. In 32347, there are over 3815 in male population and 3990 females.

Total Population7,805
White Population6237
Black Population1013
Hispanic Population220
Asian Population70
Hawaiian Population0
Indian Population57
Other Population78
Male Population3815
Female Population3990
Population Estimate7980

Household Data for 32347

The average number of homes in 32347 is around 3,094, there are an average of 2.47 per household. The average house value according to local real estate values is around $112,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,094
Persons Per Household2.47
Average House Value$112,500
Income Per Household$49430
Median Age42.9
Median Age Male41.5
Median Age Female44.6
32347 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
City Alias NamePERRY
County FIPS123
State FIPS12
Time Zone5
Day Light SavingY
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses182
Number Of Employees1968
Business First Quarter Payroll18312
Business Annual Payroll78300
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential3231
Delivery Business263
Delivery Total3563
Preferred Last Line KeyY22693
Classification Code
CSA Name
City State KeyY22693
Land Area137.888000
Water Area0.120000
City Alias Code
City Mixed CasePerry
City Alias Mixed CasePerry
Box Count0
State ANSI12
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number117440
Unique ZIP Name
SSA State County Code10610
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID62
County Mixed CaseTaylor

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]