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06752 Home Insurance Rates

For homeowners living in 06752, the population estimates are increasing to well over 1,667 with 731 occupied homes within the zip code of 06752. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Bridgewater have increased and the average home insurance premium is around $1,136 per year in 06752. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 06752 zip code today so we can help you find affordable Bridgewater, CT home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 06752

Please select one of the three options below based on your 06752 zip code to learn more about Connecticut homeowners insurance, plus review average rates and information per state, county or city.

  1. Connecticut Homeowners Insurance Quotes
  2. Litchfield County, CT Home Insurance
  3. Bridgewater, CT Home Insurance Quotes

06752 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 06752 zip code just got easier with of Bridgewater, CT. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 06752 today and let us help you review the best home insurance quotes available for homeowners living in Bridgewater.

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06752 Home Insurance Average Premiums

Local 06752 homeowners insurance quotes comparison

$886 /yr.

Shows Zip Code: 06752 lowest rates with discounts applied on average.

For the 06752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$886 /yr.
Average Coverage:$1136 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1436 /yr.

What is the average home insurance cost for a home in 06752?

  • • The average homeowners insurance premium paid annually for a home in 06752 is around $1136 per year.

What does it cost on average per month for home insurance in 06752?

  • • Homeowners in 06752 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 06752?

  • • Autoowners in 06752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgewater area, check out other zip codes nearby 06752.
Review average rates in another zip code:
06752 homeowners insurance rates

Home Replacement Cost Coverage in 06752

Average Building Cost Per Square Foot in 06752: $175

Location: Bridgewater, Connecticut (Litchfield County)

Average Square Footage in 06752: 3,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06752 before you start any project. Bridgewater homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,030 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgewater area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1753,030$530,300
Additional Upgrades & Added Features$2193,030$662,875
Major Home Updates or Advancements$2633,030$795,450

It's important to understand that when you estimate your replacement cost of your home in the 06752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06752

Best Home & Auto Insurance Agencies in 06752

Housing Demographics for 06752

Population Review for 06752 Zip Code

For the city of Bridgewater, the population within 06752 has increased to over 1,625 residents in population size. The current population total is 1,667. We have broken down the population based on race below. In 06752, there are over 825 in male population and 842 females.

Total Population1,667
White Population1531
Black Population16
Hispanic Population41
Asian Population10
Hawaiian Population0
Indian Population1
Other Population21
Male Population825
Female Population842
Population Estimate1625

Household Data for 06752

The average number of homes in 06752 is around 731, there are an average of 2.27 per household. The average house value according to local real estate values is around $530,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode731
Persons Per Household2.27
Average House Value$530,300
Income Per Household$138343
Median Age55.8
Median Age Male55.4
Median Age Female56.7
06752 DetailsValues
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code860
County FIPS005
State FIPS09
Time Zone5
Day Light SavingY
CBSA_NameTorrington, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameDanbury, CT PMSA
DivisionNew England
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees238
Business First Quarter Payroll2701
Business Annual Payroll12112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189927
CBSA Division Population0
Congressional District05
Congressional LandArea1248.16
Delivery Residential716
Delivery Business8
Delivery Total933
Preferred Last Line KeyV20072
Classification Code
CSA NameNew York-Newark, NY-NJ-CT-PA
City State KeyV20072
Land Area16.699000
Water Area0.911000
City Alias Code
City Mixed CaseBridgewater
City Alias Mixed CaseBridgewater
Box Count158
State ANSI09
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number080612
Unique ZIP Name
SSA State County Code07020
Medicare CBSA Code99907
Medicare CBSA NameRural Areas in CT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLitchfield

Connecticut Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]